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EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Helvetia Baloise Holding AG's enterprise value is CHF22,205 Mil.
Helvetia Baloise Holding AG's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was CHF1,013 Mil. Therefore, Helvetia Baloise Holding AG's EV-to-EBITDA for today is 21.91.
The historical rank and industry rank for Helvetia Baloise Holding AG's EV-to-EBITDA or its related term are showing as below:
XSWX:HBAN'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.18 Med: 10.52 Max: 21.91
Current: 21.91
During the past 13 years, the highest EV-to-EBITDA of Helvetia Baloise Holding AG was 21.91. The lowest was 4.18. And the median was 10.52.
XSWX:HBAN's EV-to-EBITDA is ranked worse than 88.15% of 346
companies
in the Insurance industry
Industry Median: 8.215
vs XSWX:HBAN: 21.91
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
Helvetia Baloise Holding AG (XSWX:HBAN) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Helvetia Baloise Holding AG's PE Ratio (TTM) for today is calculated as:
Helvetia Baloise Holding AG's share price for today is CHF216.80.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Helvetia Baloise Holding AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF10.320.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:HBAN vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Helvetia Baloise Holding AG's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helvetia Baloise Holding AG EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Helvetia Baloise Holding AG's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Helvetia Baloise Holding AG's EV-to-EBITDA falls into.
Helvetia Baloise Holding AG's current Enterprise Value is CHF22,205 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Helvetia Baloise Holding AG's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was CHF1,013 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helvetia Baloise Holding AG (XSWX:HBAN) has a EV-to-EBITDA of 21.91 as of Aug. 01, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Helvetia Baloise Holding AG. This is 108% above median its historical median of 10.52. Over the past decade, Helvetia Baloise Holding AG's EV-to-EBITDA has ranged from 4.18 to 21.91. According to the industry distribution chart, Helvetia Baloise Holding AG ranks #305 out of 346 companies in the Insurance industry, placing it in the top 88.2%.
Is Helvetia Baloise Holding AG's EV-to-EBITDA too high?
Helvetia Baloise Holding AG's current EV-to-EBITDA of 21.91 is 108% above median its 10-year median of 10.52. Over the past 10 years, this metric has ranged from a low of 4.18 to a high of 21.91. The Insurance industry median EV-to-EBITDA is 8.22. Helvetia Baloise Holding AG's value of 21.91 is 166.7% above this industry median. Based on the distribution chart, Helvetia Baloise Holding AG ranks #305 out of 346 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Helvetia Baloise Holding AG has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helvetia Baloise Holding AG's EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Helvetia Baloise Holding AG ranks #305 out of 346 companies for EV-to-EBITDA. This places Helvetia Baloise Holding AG in the lower half of its industry. The industry median EV-to-EBITDA is 8.22. Helvetia Baloise Holding AG's value of 21.91 is 166.7% above this benchmark. Historically, Helvetia Baloise Holding AG's own EV-to-EBITDA has ranged from 4.18 to 21.91 over the past decade. While the company's 10-year median is 10.52 vs. the industry median of 8.22, Helvetia Baloise Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.22, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helvetia Baloise Holding AG's current EV-to-EBITDA of 21.91 is 166.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Helvetia Baloise Holding AG. For the Insurance industry, the median EV-to-EBITDA is 8.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helvetia Baloise Holding AG's current EV-to-EBITDA is 21.91, which is 108% above median its own 10-year median of 10.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helvetia Baloise Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG (XSWX:HBAN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF190.28, compared to a current price of CHF216.80 — trading 13.9% above its estimated fair value. The current EV-to-EBITDA is 21.91, which is 108% above median its 10-year median of 10.52 and 166.7% above the Insurance industry median of 8.22. Helvetia Baloise Holding AG's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Helvetia Baloise Holding AG (XSWX:HBAN), the current EV-to-EBITDA is 21.91 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helvetia Baloise Holding AG (XSWX:HBAN) Overvalued in 2026?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG stock appears to be overvalued.
The current stock price of CHF216.80 is trading 13.9% above its estimated GF Value™ of CHF190.28.
GuruFocus considers Helvetia Baloise Holding AG to be Modestly Overvalued.
Key valuation signals for XSWX:HBAN:
EV-to-EBITDA: 21.91 (108% above median its 10-year median of 10.52)
GF Value™: CHF190.28 vs. price of CHF216.80 (13.9% above fair value)
Industry Position: 166.7% above the Insurance median (#305 of 346)
No single metric tells the full story. See the XSWX:HBAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helvetia Baloise Holding AG is a multi-line insurance company. The company provides pension, specialty insurance and reinsurance services, and other financial solutions. The company represents it's seven reportable segments namely Switzerland, Spain, Germany, Belgium, Luxembourg, Italian and Austrian Markets, Specialty Markets, and Corporate and other. Company generates majority revenue from Switzerland business segment.
80GF Score
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