Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Helvetia Baloise Holding AG's Enterprise Value is CHF21,432 Mil.
Helvetia Baloise Holding AG's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was CHF854 Mil. Therefore, Helvetia Baloise Holding AG's EV-to-EBIT ratio for today is 25.09.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Helvetia Baloise Holding AG (XSWX:HBAN) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Helvetia Baloise Holding AG's EV-to-EBIT for today is
Helvetia Baloise Holding AG's current Enterprise Value is CHF21,432 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Helvetia Baloise Holding AG's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was CHF854 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Helvetia Baloise Holding AG's EV-to-EBITDA for today is:
Helvetia Baloise Holding AG's current Enterprise Value is CHF21,432 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Helvetia Baloise Holding AG's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was CHF1,013 Mil.
Helvetia Baloise Holding AG's current Enterprise Value is CHF21,432 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Helvetia Baloise Holding AG's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was CHF10,676 Mil.
Helvetia Baloise Holding AG's current Enterprise Value is CHF21,432 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Helvetia Baloise Holding AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was CHF791 Mil.
Helvetia Baloise Holding AG's current Enterprise Value is CHF21,432 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Helvetia Baloise Holding AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was CHF714 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helvetia Baloise Holding AG Enterprise Value Related Terms
Helvetia Baloise Holding AG Enterprise Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helvetia Baloise Holding AG Enterprise Value Chart
XSWX:HBAN vs BRK.A, AIG, HIG: Enterprise Value Comparison
For the Insurance - Diversified subindustry, Helvetia Baloise Holding AG's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helvetia Baloise Holding AG Enterprise Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Helvetia Baloise Holding AG's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Helvetia Baloise Holding AG's Enterprise Value falls into.
Helvetia Baloise Holding AG Enterprise Value Calculation
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of CHF21,432 Mil mean?
Helvetia Baloise Holding AG (XSWX:HBAN) has a Enterprise Value of CHF21,432 Mil as of Jun. 28, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Helvetia Baloise Holding AG and its competitors.
Is Helvetia Baloise Holding AG's Enterprise Value too high?
Helvetia Baloise Holding AG's current Enterprise Value is CHF21,432 Mil. Overall, Helvetia Baloise Holding AG has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helvetia Baloise Holding AG's Enterprise Value compare to BRK.A and AIG?
Helvetia Baloise Holding AG's Enterprise Value of CHF21,432 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Helvetia Baloise Holding AG and its competitors. Helvetia Baloise Holding AG's current Enterprise Value is CHF21,432 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helvetia Baloise Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG (XSWX:HBAN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF184.54, compared to a current price of CHF209.00 — trading 13.3% above its estimated fair value. The current Enterprise Value is CHF21,432 Mil. Helvetia Baloise Holding AG's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Helvetia Baloise Holding AG (XSWX:HBAN), the current Enterprise Value is CHF21,432 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helvetia Baloise Holding AG (XSWX:HBAN) Overvalued in 2026?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG stock appears to be overvalued.
The current stock price of CHF209.00 is trading 13.3% above its estimated GF Value™ of CHF184.54.
GuruFocus considers Helvetia Baloise Holding AG to be Modestly Overvalued.
Key valuation signals for XSWX:HBAN:
Enterprise Value: CHF21,432 Mil
GF Value™: CHF184.54 vs. price of CHF209.00 (13.3% above fair value)
No single metric tells the full story. See the XSWX:HBAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helvetia Baloise Holding AG is a multi-line insurance company. The company provides pension, specialty insurance and reinsurance services, and other financial solutions. The company represents it's seven reportable segments namely Switzerland, Spain, Germany, Belgium, Luxembourg, Italian and Austrian Markets, Specialty Markets, and Corporate and other. Company generates majority revenue from Switzerland business segment.
81GF Score
Get the complete analysis for XSWX:HBAN
Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSWX:HBAN has been successfully added to your 
