Helvetia Baloise Holding AGXSWX:HBAN 81 FCF Yield % is 3.45 as of Jun. 28, 2026, which is 8% above its 10-year median of 3.18. GuruFocus rates XSWX:HBAN with a GF Score™ of 81/100 and a GF Value™ of CHF184.54 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 508 Insurance companies, Helvetia Baloise Holding AG ranks worse than 67.32% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Helvetia Baloise Holding AG FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Helvetia Baloise Holding AG FCF Yield % Related Terms
Helvetia Baloise Holding AG FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:HBAN vs BRK.A, AIG, HIG: FCF Yield % Comparison
For the Insurance - Diversified subindustry, Helvetia Baloise Holding AG's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helvetia Baloise Holding AG FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Helvetia Baloise Holding AG's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Helvetia Baloise Holding AG's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helvetia Baloise Holding AG (XSWX:HBAN) has a FCF Yield % of 3.45 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Helvetia Baloise Holding AG and its competitors. This is near median its historical median of 3.18. According to the industry distribution chart, Helvetia Baloise Holding AG ranks #342 out of 508 companies in the Insurance industry, placing it in the top 67.3%.
Is Helvetia Baloise Holding AG's FCF Yield % too high?
Helvetia Baloise Holding AG's current FCF Yield % of 3.45 is near median its 10-year median of 3.18. The Insurance industry median FCF Yield % is 7.10. Helvetia Baloise Holding AG's value of 3.45 is 51.4% below this industry median. Based on the distribution chart, Helvetia Baloise Holding AG ranks #342 out of 508 companies in the Insurance industry, which is below the industry midpoint. Overall, Helvetia Baloise Holding AG has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helvetia Baloise Holding AG's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Helvetia Baloise Holding AG ranks #342 out of 508 companies for FCF Yield %. This places Helvetia Baloise Holding AG in the lower half of its industry. The industry median FCF Yield % is 7.10. Helvetia Baloise Holding AG's value of 3.45 is 51.4% below this benchmark. While the company's 10-year median is 3.18 vs. the industry median of 7.10, Helvetia Baloise Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.10, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helvetia Baloise Holding AG's current FCF Yield % of 3.45 is 51.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Helvetia Baloise Holding AG and its competitors. For the Insurance industry, the median FCF Yield % is 7.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helvetia Baloise Holding AG's current FCF Yield % is 3.45, which is near median its own 10-year median of 3.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helvetia Baloise Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG (XSWX:HBAN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF184.54, compared to a current price of CHF209.00 — trading 13.3% above its estimated fair value. The current FCF Yield % is 3.45, which is near median its 10-year median of 3.18 and 51.4% below the Insurance industry median of 7.10. Helvetia Baloise Holding AG's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Helvetia Baloise Holding AG (XSWX:HBAN), the current FCF Yield % is 3.45 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helvetia Baloise Holding AG (XSWX:HBAN) Overvalued in 2026?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG stock appears to be overvalued.
The current stock price of CHF209.00 is trading 13.3% above its estimated GF Value™ of CHF184.54.
GuruFocus considers Helvetia Baloise Holding AG to be Modestly Overvalued.
Key valuation signals for XSWX:HBAN:
FCF Yield %: 3.45 (near median its 10-year median of 3.18)
GF Value™: CHF184.54 vs. price of CHF209.00 (13.3% above fair value)
Industry Position: 51.4% below the Insurance median (#342 of 508)
No single metric tells the full story. See the XSWX:HBAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helvetia Baloise Holding AG is a multi-line insurance company. The company provides pension, specialty insurance and reinsurance services, and other financial solutions. The company represents it's seven reportable segments namely Switzerland, Spain, Germany, Belgium, Luxembourg, Italian and Austrian Markets, Specialty Markets, and Corporate and other. Company generates majority revenue from Switzerland business segment.
81GF Score
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