CICHF (China Construction Bank) Policyholder Funds

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CICHF China Construction Bank Corp CICHF
38 GF Score
Price $1.24
GF Value $0.96
Valuation Modestly Overvalued
! 7 Warning Signs
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What is China Construction Bank Policyholder Funds?

Policyholder Funds only applies to insurance companies.

CICHF
38GF Score
China Construction Bank Corp CICHF
Policyholder Funds is just one metric. See GF Score™, valuation, warning signs, and more.
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Is China Construction Bank (CICHF) Overvalued in 2026?

Based on GuruFocus' analysis, China Construction Bank stock appears to be overvalued. The current stock price of $1.24 is trading 28.6% above its estimated GF Value™ of $0.96. GuruFocus considers China Construction Bank to be Modestly Overvalued.

Key valuation signals for CICHF:

  • Policyholder Funds:
  • GF Value™: $0.96 vs. price of $1.24 (28.6% above fair value)
  • GF Score™: 38/100 with 7 warning signs

No single metric tells the full story. See the CICHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Construction Bank Business Description

Address No. 25, Financial Street, Xicheng District, Beijing, CHN, 100033
China Construction Bank Corporation is one of China's largest state-controlled commercial banks, headquartered in Beijing. It provides corporate and retail banking, treasury operations, and asset management services through a nationwide branch network and overseas subsidiaries. Its business spans corporate lending, infrastructure and housing finance, personal banking including mortgages, deposits, credit cards and wealth management, plus fee-based services such as payments, settlements and custody. The bank serves individuals, small and medium enterprises, large corporations and government-related entities, with a significant share of lending directed to infrastructure and real estate. Revenue comes mainly from net interest income, supplemented by fees and commissions and trading gains. It is listed in Hong Kong and Shanghai, with Central Huijin Investment as its controlling shareholder, and it operates internationally through branches and subsidiaries in major financial centers.
38GF Score

Get the complete analysis for CICHF

Policyholder Funds is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.24
Price
$0.96
GF Value