CICHF (China Construction Bank) Moat Score: 8/10 (As of Jun. 28, 2026)


CICHF China Construction Bank Corp CICHF
44 GF Score
Price $1.12
GF Value $0.94
Valuation Modestly Overvalued
! 8 Warning Signs
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What is China Construction Bank Moat Score?

China Construction Bank CICHF +1.82% 44 Moat Score is 8 as of Jun. 28, 2026. GuruFocus rates CICHF with a GF Score™ of 44/100 and a GF Value™ of $0.94 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,614 Banks companies, China Construction Bank ranks better than 99.94% on this metric.

China Construction Bank has the Moat Score of 8, which implies that the company might have Wide Moat - Clear and robust wide moat.

China Construction Bank has Wide Moat: China Construction Bank has a robust wide moat due to its market leadership in China's banking sector, significant economies of scale, and strong brand recognition. Its extensive distribution network and regulatory barriers further solidify its competitive position, allowing for sustainable pricing power and customer loyalty.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes China Construction Bank might have Wide Moat - Clear and robust wide moat.

China Construction Bank  (OTCPK:CICHF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

China Construction Bank Moat Score Related Terms

CICHF vs JPM, BAC, WFC: Moat Score Comparison

For the Banks - Diversified subindustry, China Construction Bank's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

China Construction Bank Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, China Construction Bank's Moat Score distribution charts can be found below:

* The bar in red indicates where China Construction Bank's Moat Score falls into.


CICHF
44GF Score
China Construction Bank Corp CICHF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 8 mean?
China Construction Bank (CICHF) has a Moat Score of 8 as of Jun. 28, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, China Construction Bank ranks #1 out of 1614 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is China Construction Bank's Moat Score too high?
China Construction Bank's current Moat Score is 8. Based on the distribution chart, China Construction Bank ranks #1 out of 1614 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, China Construction Bank has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Construction Bank's Moat Score compare to JPM and BAC?
According to the Banks industry distribution chart, China Construction Bank ranks #1 out of 1614 companies for Moat Score. This places China Construction Bank in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. China Construction Bank's current Moat Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Construction Bank stock overvalued right now?
Based on GuruFocus' analysis, China Construction Bank (CICHF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.94, compared to a current price of $1.12 — trading 19.1% above its estimated fair value. The current Moat Score is 8. China Construction Bank's overall GF Score™ is 44/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For China Construction Bank (CICHF), the current Moat Score is 8 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Construction Bank (CICHF) Overvalued in 2026?

Based on GuruFocus' analysis, China Construction Bank stock appears to be overvalued. The current stock price of $1.12 is trading 19.1% above its estimated GF Value™ of $0.94. GuruFocus considers China Construction Bank to be Modestly Overvalued.

Key valuation signals for CICHF:

  • Moat Score: 8
  • GF Value™: $0.94 vs. price of $1.12 (19.1% above fair value)
  • GF Score™: 44/100 with 8 warning signs

No single metric tells the full story. See the CICHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Construction Bank Business Description

Address No. 25, Financial Street, Xicheng District, Beijing, CHN, 100033
China Construction Bank, headquartered in Beijing, is China's second-largest bank. It went public on the Hong Kong Stock Exchange in 2005 and listed shares in mainland China in 2007. Central Huijin Investment, China's sovereign wealth fund manager, is the largest shareholder with a 57% share. Fullerton Financial Holdings (a subsidiary of Temasek) is the second-largest shareholder with a 4.99% stake. CCB strives to provide customers with comprehensive financial services. The corporate banking, retail banking, and wholesale banking business segments accounted for 22%, 41%, and 34% of profit before tax, respectively, in 2025.
44GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.12
Price
$0.94
GF Value