China Construction BankCICHF +2.18%38 FCF Margin % is 280.43% as of Mar. 2026, which is 267% above its 10-year median of 76.31. GuruFocus rates CICHF with a GF Score™ of 38/100 and a GF Value™ of $0.87 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,505 Banks companies, China Construction Bank ranks better than 95.42% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, China Construction Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Construction Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, China Construction Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where China Construction Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Construction Bank (CICHF) has a FCF Margin % of 280.43% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on China Construction Bank and its competitors. This is 267% above median its historical median of 76.31. Over the past decade, China Construction Bank's FCF Margin % has ranged from 9.14 to 273.12. According to the industry distribution chart, China Construction Bank ranks #69 out of 1505 companies in the Banks industry, placing it in the top 4.6%.
Is China Construction Bank's FCF Margin % too high?
China Construction Bank's current FCF Margin % of 280.43% is 267% above median its 10-year median of 76.31. Over the past 10 years, this metric has ranged from a low of 9.14 to a high of 273.12. The Banks industry median FCF Margin % is 26.42. China Construction Bank's value of 280.43% is 961.4% above this industry median. Based on the distribution chart, China Construction Bank ranks #69 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, China Construction Bank has a GF Score™ of 38/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Construction Bank's FCF Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, China Construction Bank ranks #69 out of 1505 companies for FCF Margin %. This places China Construction Bank in the top 5% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.42. China Construction Bank's value of 280.43% is 961.4% above this benchmark. Historically, China Construction Bank's own FCF Margin % has ranged from 9.14 to 273.12 over the past decade. While the company's 10-year median is 76.31 vs. the industry median of 26.42, China Construction Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Construction Bank's current FCF Margin % of 280.43% is 961.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on China Construction Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Construction Bank's current FCF Margin % is 280.43%, which is 267% above median its own 10-year median of 76.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Construction Bank stock overvalued right now?
Based on GuruFocus' analysis, China Construction Bank (CICHF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.87, compared to a current price of $1.12 — trading 29.2% above its estimated fair value. The current FCF Margin % is 280.43%, which is 267% above median its 10-year median of 76.31 and 961.4% above the Banks industry median of 26.42. China Construction Bank's overall GF Score™ is 38/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For China Construction Bank (CICHF), the current FCF Margin % is 280.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Construction Bank (CICHF) Overvalued in 2026?
Based on GuruFocus' analysis, China Construction Bank stock appears to be overvalued.
The current stock price of $1.12 is trading 29.2% above its estimated GF Value™ of $0.87.
GuruFocus considers China Construction Bank to be Modestly Overvalued.
Key valuation signals for CICHF:
FCF Margin %: 280.43% (267% above median its 10-year median of 76.31)
GF Value™: $0.87 vs. price of $1.12 (29.2% above fair value)
Industry Position: 961.4% above the Banks median (#69 of 1505)
No single metric tells the full story. See the CICHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Construction Bank, headquartered in Beijing, is China's second-largest bank. It went public on the Hong Kong Stock Exchange in 2005 and listed shares in mainland China in 2007. Central Huijin Investment, China's sovereign wealth fund manager, is the largest shareholder with a 57% share. Fullerton Financial Holdings (a subsidiary of Temasek) is the second-largest shareholder with a 4.99% stake. CCB strives to provide customers with comprehensive financial services. The corporate banking, retail banking, and wholesale banking business segments accounted for 22%, 41%, and 34% of profit before tax, respectively, in 2025.
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