CICHF (China Construction Bank) Total Payout Ratio: 0.40 (As of Jul. 25, 2026)

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CICHF China Construction Bank Corp CICHF
42 GF Score
Price $1.14
GF Value $0.92
Valuation Modestly Overvalued
! 8 Warning Signs
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What is China Construction Bank Total Payout Ratio?

China Construction Bank CICHF +0.17% 42 Total Payout Ratio is 0.40 as of Jul. 25, 2026. GuruFocus rates CICHF with a GF Score™ of 42/100 and a GF Value™ of $0.92 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

China Construction Bank's current Total Payout Ratio is 0.40.


China Construction Bank Total Payout Ratio Related Terms


China Construction Bank Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for China Construction Bank's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Construction Bank Total Payout Ratio Chart

China Construction Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.34 0.36 0.39 0.41 0.41

China Construction Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.70 0.14 0.19 0.60

CICHF vs JPM, BAC, WFC: Total Payout Ratio Comparison

For the Banks - Diversified subindustry, China Construction Bank's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Construction Bank Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, China Construction Bank's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where China Construction Bank's Total Payout Ratio falls into.


CICHF
42GF Score
China Construction Bank Corp CICHF
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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China Construction Bank Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

China Construction Bank's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -19774.25) / 48243.696
=0.41

China Construction Bank's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -7606.1) / 12597.176
=0.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.40 mean?
China Construction Bank (CICHF) has a Total Payout Ratio of 0.40 as of Jul. 25, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on China Construction Bank and its competitors.
Is China Construction Bank's Total Payout Ratio too high?
China Construction Bank's current Total Payout Ratio is 0.40. Overall, China Construction Bank has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Construction Bank's Total Payout Ratio compare to JPM and BAC?
China Construction Bank's Total Payout Ratio of 0.40 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on China Construction Bank and its competitors. China Construction Bank's current Total Payout Ratio is 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Construction Bank stock overvalued right now?
Based on GuruFocus' analysis, China Construction Bank (CICHF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.92, compared to a current price of $1.14 — trading 24.3% above its estimated fair value. The current Total Payout Ratio is 0.40. China Construction Bank's overall GF Score™ is 42/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For China Construction Bank (CICHF), the current Total Payout Ratio is 0.40 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Construction Bank (CICHF) Overvalued in 2026?

Based on GuruFocus' analysis, China Construction Bank stock appears to be overvalued. The current stock price of $1.14 is trading 24.3% above its estimated GF Value™ of $0.92. GuruFocus considers China Construction Bank to be Modestly Overvalued.

Key valuation signals for CICHF:

  • Total Payout Ratio: 0.40
  • GF Value™: $0.92 vs. price of $1.14 (24.3% above fair value)
  • GF Score™: 42/100 with 8 warning signs

No single metric tells the full story. See the CICHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Construction Bank Business Description

Address No. 25, Financial Street, Xicheng District, Beijing, CHN, 100033
China Construction Bank, headquartered in Beijing, is China's second-largest bank. It went public on the Hong Kong Stock Exchange in 2005 and listed shares in mainland China in 2007. Central Huijin Investment, China's sovereign wealth fund manager, is the largest shareholder with a 57% share. Fullerton Financial Holdings (a subsidiary of Temasek) is the second-largest shareholder with a 4.99% stake. CCB strives to provide customers with comprehensive financial services. The corporate banking, retail banking, and wholesale banking business segments accounted for 22%, 41%, and 34% of profit before tax, respectively, in 2025.
42GF Score

Get the complete analysis for CICHF

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.14
Price
$0.92
GF Value