China Construction BankCICHF +6.73%42 5-Year Yield-on-Cost % is 8.88 as of Jul. 11, 2026, which is 5% above its 10-year median of 8.44. GuruFocus rates CICHF with a GF Score™ of 42/100 and a GF Value™ of $0.88 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,253 Banks companies, China Construction Bank ranks worse than 63.53% on this metric.
The historical rank and industry rank for China Construction Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
CICHF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.94 Med: 8.44 Max: 15.83
Current: 8.88
During the past 13 years, China Construction Bank's highest Yield on Cost was 15.83. The lowest was 4.94. And the median was 8.44.
CICHF's 5-Year Yield-on-Cost % is ranked worse than 63.53% of 1253
companies
in the Banks industry
Industry Median: 3.89
vs CICHF: 8.88
China Construction Bank (OTCPK:CICHF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
China Construction Bank 5-Year Yield-on-Cost % Related Terms
CICHF vs JPM, BAC, WFC: 5-Year Yield-on-Cost % Comparison
For the Banks - Diversified subindustry, China Construction Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Construction Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, China Construction Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where China Construction Bank's 5-Year Yield-on-Cost % falls into.
China Construction Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
China Construction Bank (CICHF) has a 5-Year Yield-on-Cost % of 8.88 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on China Construction Bank and its competitors. This is near median its historical median of 8.44. Over the past decade, China Construction Bank's 5-Year Yield-on-Cost % has ranged from 4.94 to 15.83. According to the industry distribution chart, China Construction Bank ranks #796 out of 1253 companies in the Banks industry, placing it in the top 63.5%.
Is China Construction Bank's 5-Year Yield-on-Cost % too high?
China Construction Bank's current 5-Year Yield-on-Cost % of 8.88 is near median its 10-year median of 8.44. Over the past 10 years, this metric has ranged from a low of 4.94 to a high of 15.83. The Banks industry median 5-Year Yield-on-Cost % is 3.89. China Construction Bank's value of 8.88 is 128.3% above this industry median. Based on the distribution chart, China Construction Bank ranks #796 out of 1253 companies in the Banks industry, which is below the industry midpoint. Overall, China Construction Bank has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Construction Bank's 5-Year Yield-on-Cost % compare to JPM and BAC?
According to the Banks industry distribution chart, China Construction Bank ranks #796 out of 1253 companies for 5-Year Yield-on-Cost %. This places China Construction Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. China Construction Bank's value of 8.88 is 128.3% above this benchmark. Historically, China Construction Bank's own 5-Year Yield-on-Cost % has ranged from 4.94 to 15.83 over the past decade. While the company's 10-year median is 8.44 vs. the industry median of 3.89, China Construction Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Construction Bank's current 5-Year Yield-on-Cost % of 8.88 is 128.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on China Construction Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Construction Bank's current 5-Year Yield-on-Cost % is 8.88, which is near median its own 10-year median of 8.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Construction Bank stock overvalued right now?
Based on GuruFocus' analysis, China Construction Bank (CICHF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.88, compared to a current price of $1.08 — trading 22.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.88, which is near median its 10-year median of 8.44 and 128.3% above the Banks industry median of 3.89. China Construction Bank's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For China Construction Bank (CICHF), the current 5-Year Yield-on-Cost % is 8.88 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Construction Bank (CICHF) Overvalued in 2026?
Based on GuruFocus' analysis, China Construction Bank stock appears to be overvalued.
The current stock price of $1.08 is trading 22.5% above its estimated GF Value™ of $0.88.
GuruFocus considers China Construction Bank to be Modestly Overvalued.
Key valuation signals for CICHF:
5-Year Yield-on-Cost %: 8.88 (near median its 10-year median of 8.44)
GF Value™: $0.88 vs. price of $1.08 (22.5% above fair value)
Industry Position: 128.3% above the Banks median (#796 of 1253)
No single metric tells the full story. See the CICHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Construction Bank, headquartered in Beijing, is China's second-largest bank. It went public on the Hong Kong Stock Exchange in 2005 and listed shares in mainland China in 2007. Central Huijin Investment, China's sovereign wealth fund manager, is the largest shareholder with a 57% share. Fullerton Financial Holdings (a subsidiary of Temasek) is the second-largest shareholder with a 4.99% stake. CCB strives to provide customers with comprehensive financial services. The corporate banking, retail banking, and wholesale banking business segments accounted for 22%, 41%, and 34% of profit before tax, respectively, in 2025.
42GF Score
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