CICHF (China Construction Bank) E10: $0.13 (As of Mar. 2026)


CICHF China Construction Bank Corp CICHF
38 GF Score
Price $1.09
GF Value $0.87
Valuation Modestly Overvalued
! 8 Warning Signs
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What is China Construction Bank E10?

China Construction Bank CICHF -1.36% 38 E10 is $0.13 as of Mar. 2026. GuruFocus rates CICHF with a GF Score™ of 38/100 and a GF Value™ of $0.87 (Modestly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

China Construction Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.048. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.13 for the trailing ten years ended in Mar. 2026.

During the past 12 months, China Construction Bank's average E10 Growth Rate was 3.40% per year. During the past 3 years, the average E10 Growth Rate was 2.70% per year. During the past 5 years, the average E10 Growth Rate was 3.40% per year. During the past 10 years, the average E10 Growth Rate was 3.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of China Construction Bank was 7.70% per year. The lowest was 1.60% per year. And the median was 3.55% per year.

As of today (2026-06-24), China Construction Bank's current stock price is $1.085. China Construction Bank's E10 for the quarter that ended in Mar. 2026 was $0.13. China Construction Bank's Shiller PE Ratio of today is 8.35.

During the past 13 years, the highest Shiller PE Ratio of China Construction Bank was 10.82. The lowest was 4.85. And the median was 6.76.


China Construction Bank  (OTCPK:CICHF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

China Construction Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1.085/0.13
=8.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of China Construction Bank was 10.82. The lowest was 4.85. And the median was 6.76.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


China Construction Bank E10 Related Terms


China Construction Bank E10 Historical Data

* Premium members only.

The historical data trend for China Construction Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Construction Bank E10 Chart

China Construction Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 0.13 0.10 0.11 0.13

China Construction Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.12 0.13 0.13 0.13

CICHF vs JPM, BAC, WFC: E10 Comparison

For the Banks - Diversified subindustry, China Construction Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Construction Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, China Construction Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where China Construction Bank's Shiller PE Ratio falls into.


CICHF
38GF Score
China Construction Bank Corp CICHF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Construction Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, China Construction Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.048/116.3033*116.3033
=0.048

Current CPI (Mar. 2026) = 116.3033.

China Construction Bank Quarterly Data

per share eps CPI Adj_EPS
201606 0.039 101.400 0.045
201609 0.036 102.400 0.041
201612 0.020 102.600 0.023
201703 0.041 103.200 0.046
201706 0.040 103.100 0.045
201709 0.038 104.100 0.042
201712 0.024 104.500 0.027
201803 0.047 105.300 0.052
201806 0.045 104.900 0.050
201809 0.039 106.600 0.043
201812 0.020 106.500 0.022
201903 0.046 107.700 0.050
201906 0.045 107.700 0.049
201909 0.039 109.800 0.041
201912 0.021 111.200 0.022
202003 0.046 112.300 0.048
202006 0.032 110.400 0.034
202009 0.040 111.700 0.042
202012 0.037 111.500 0.039
202103 0.051 112.662 0.053
202106 0.044 111.769 0.046
202109 0.050 112.215 0.052
202112 0.041 113.108 0.042
202203 0.055 114.335 0.056
202206 0.045 114.558 0.046
202209 0.048 115.339 0.048
202212 0.042 115.116 0.042
202303 0.051 115.116 0.052
202306 0.045 114.558 0.046
202309 0.048 115.339 0.048
202312 0.041 114.781 0.042
202403 0.049 115.227 0.049
202406 0.043 114.781 0.044
202409 0.049 115.785 0.049
202412 0.041 114.893 0.042
202503 0.046 115.116 0.046
202506 0.045 114.907 0.046
202509 0.049 115.471 0.049
202512 0.043 115.832 0.043
202603 0.048 116.303 0.048

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.13 mean?
China Construction Bank (CICHF) has a E10 of $0.13 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on China Construction Bank and its competitors.
Is China Construction Bank's E10 too high?
China Construction Bank's current E10 is $0.13. Overall, China Construction Bank has a GF Score™ of 38/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Construction Bank's E10 compare to JPM and BAC?
China Construction Bank's E10 of $0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on China Construction Bank and its competitors. China Construction Bank's current E10 is $0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Construction Bank stock overvalued right now?
Based on GuruFocus' analysis, China Construction Bank (CICHF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.87, compared to a current price of $1.09 — trading 24.7% above its estimated fair value. The current E10 is $0.13. China Construction Bank's overall GF Score™ is 38/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For China Construction Bank (CICHF), the current E10 is $0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Construction Bank (CICHF) Overvalued in 2026?

Based on GuruFocus' analysis, China Construction Bank stock appears to be overvalued. The current stock price of $1.09 is trading 24.7% above its estimated GF Value™ of $0.87. GuruFocus considers China Construction Bank to be Modestly Overvalued.

Key valuation signals for CICHF:

  • E10: $0.13
  • GF Value™: $0.87 vs. price of $1.09 (24.7% above fair value)
  • GF Score™: 38/100 with 8 warning signs

No single metric tells the full story. See the CICHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Construction Bank Business Description

Address No. 25, Financial Street, Xicheng District, Beijing, CHN, 100033
China Construction Bank, headquartered in Beijing, is China's second-largest bank. It went public on the Hong Kong Stock Exchange in 2005 and listed shares in mainland China in 2007. Central Huijin Investment, China's sovereign wealth fund manager, is the largest shareholder with a 57% share. Fullerton Financial Holdings (a subsidiary of Temasek) is the second-largest shareholder with a 4.99% stake. CCB strives to provide customers with comprehensive financial services. The corporate banking, retail banking, and wholesale banking business segments accounted for 22%, 41%, and 34% of profit before tax, respectively, in 2025.
38GF Score

Get the complete analysis for CICHF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.09
Price
$0.87
GF Value