ChoiceOne Financial ServicesCOFS +0.24%62 Buyback Yield % is 0.21 as of Jun. 30, 2026, which is 62% above its 10-year median of 0.13. GuruFocus rates COFS with a GF Score™ of 62/100 and a GF Value™ of $29.24 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 626 Banks companies, ChoiceOne Financial Services ranks worse than 57.19% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
COFS vs DBIN, OBT, PDLB: Buyback Yield % Comparison
For the Banks - Regional subindustry, ChoiceOne Financial Services's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ChoiceOne Financial Services Buyback Yield % vs Banks Industry
For the Banks industry and Financial Services sector, ChoiceOne Financial Services's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where ChoiceOne Financial Services's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ChoiceOne Financial Services (COFS) has a Buyback Yield % of 0.21 as of Jun. 30, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on ChoiceOne Financial Services and its competitors. This is 62% above median its historical median of 0.13. According to the industry distribution chart, ChoiceOne Financial Services ranks #358 out of 626 companies in the Banks industry, placing it in the top 57.2%.
Is ChoiceOne Financial Services' Buyback Yield % too high?
ChoiceOne Financial Services' current Buyback Yield % of 0.21 is 62% above median its 10-year median of 0.13. The Banks industry median Buyback Yield % is 0.43. ChoiceOne Financial Services' value of 0.21 is 51.2% below this industry median. Based on the distribution chart, ChoiceOne Financial Services ranks #358 out of 626 companies in the Banks industry, which is below the industry midpoint. Overall, ChoiceOne Financial Services has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ChoiceOne Financial Services' Buyback Yield % compare to DBIN and OBT?
According to the Banks industry distribution chart, ChoiceOne Financial Services ranks #358 out of 626 companies for Buyback Yield %. This places ChoiceOne Financial Services in the lower half of its industry. The industry median Buyback Yield % is 0.43. ChoiceOne Financial Services' value of 0.21 is 51.2% below this benchmark. While the company's 10-year median is 0.13 vs. the industry median of 0.43, ChoiceOne Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ChoiceOne Financial Services's current Buyback Yield % of 0.21 is 51.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on ChoiceOne Financial Services and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ChoiceOne Financial Services's current Buyback Yield % is 0.21, which is 62% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ChoiceOne Financial Services stock overvalued right now?
Based on GuruFocus' analysis, ChoiceOne Financial Services (COFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $29.24, compared to a current price of $34.00 — trading 16.3% above its estimated fair value. The current Buyback Yield % is 0.21, which is 62% above median its 10-year median of 0.13 and 51.2% below the Banks industry median of 0.43. ChoiceOne Financial Services' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For ChoiceOne Financial Services (COFS), the current Buyback Yield % is 0.21 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ChoiceOne Financial Services (COFS) Overvalued in 2026?
Based on GuruFocus' analysis, ChoiceOne Financial Services stock appears to be overvalued.
The current stock price of $34.00 is trading 16.3% above its estimated GF Value™ of $29.24.
GuruFocus considers ChoiceOne Financial Services to be Modestly Overvalued.
Key valuation signals for COFS:
Buyback Yield %: 0.21 (62% above median its 10-year median of 0.13)
GF Value™: $29.24 vs. price of $34.00 (16.3% above fair value)
Industry Position: 51.2% below the Banks median (#358 of 626)
No single metric tells the full story. See the COFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ChoiceOne Financial Services Inc is a full-service banking institution. It is engaged in the business of providing personal and business banking solutions, borrowing solutions, and treasury notes and bonds services. The bank's product and services portfolio consist of time, savings and demand deposits, safe deposit services, automated transaction machine services, commercial and consumer loans, commercial lending to business, industry, agricultural, construction, inventory, and real estate categories. Its primary market area is Kent, Muskegon, Newaygo, and Ottawa counties in western Michigan, and Lapeer, Macomb, and St. Clair counties in southeastern Michigan in the communities where the Bank's respective offices are located.
62GF Score
Get the complete analysis for COFS
Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
COFS has been successfully added to your 
