COFS (ChoiceOne Financial Services) Institutional Ownership: 50.80% (As of Jul. 08, 2026)


COFS ChoiceOne Financial Services Inc COFS
62 GF Score
Price $33.15
GF Value $29.25
Valuation Modestly Overvalued
! 4 Warning Signs
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What is ChoiceOne Financial Services Institutional Ownership?

ChoiceOne Financial Services COFS -0.66% 62 Institutional Ownership is 50.80% as of Jul. 08, 2026. GuruFocus rates COFS with a GF Score™ of 62/100 and a GF Value™ of $29.25 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, ChoiceOne Financial Services's institutional ownership is 50.80%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, ChoiceOne Financial Services's Insider Ownership is 8.90%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, ChoiceOne Financial Services's Float Percentage Of Total Shares Outstanding is 95.46%.

ChoiceOne Financial Services Institutional Ownership Historical Data

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The historical data trend for ChoiceOne Financial Services's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ChoiceOne Financial Services Institutional Ownership Chart

ChoiceOne Financial Services Historical Data

The historical data trend for ChoiceOne Financial Services can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 26.08 26.05 26.04 26.79 26.66 27.56 27.77 27.23 28.47 28.77
COFS
62GF Score
ChoiceOne Financial Services Inc COFS
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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ChoiceOne Financial Services Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 50.80% mean?
ChoiceOne Financial Services (COFS) has a Institutional Ownership of 50.80% as of Jul. 08, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on ChoiceOne Financial Services and its competitors.
Is ChoiceOne Financial Services' Institutional Ownership too high?
ChoiceOne Financial Services' current Institutional Ownership is 50.80%. Overall, ChoiceOne Financial Services has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ChoiceOne Financial Services' Institutional Ownership compare to DBIN and OBT?
ChoiceOne Financial Services' Institutional Ownership of 50.80% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on ChoiceOne Financial Services and its competitors. ChoiceOne Financial Services's current Institutional Ownership is 50.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ChoiceOne Financial Services stock overvalued right now?
Based on GuruFocus' analysis, ChoiceOne Financial Services (COFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $29.25, compared to a current price of $33.15 — trading 13.3% above its estimated fair value. The current Institutional Ownership is 50.80%. ChoiceOne Financial Services' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For ChoiceOne Financial Services (COFS), the current Institutional Ownership is 50.80% as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ChoiceOne Financial Services (COFS) Overvalued in 2026?

Based on GuruFocus' analysis, ChoiceOne Financial Services stock appears to be overvalued. The current stock price of $33.15 is trading 13.3% above its estimated GF Value™ of $29.25. GuruFocus considers ChoiceOne Financial Services to be Modestly Overvalued.

Key valuation signals for COFS:

  • Institutional Ownership: 50.80%
  • GF Value™: $29.25 vs. price of $33.15 (13.3% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the COFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ChoiceOne Financial Services Business Description

Address 109 East Division Street, Sparta, MI, USA, 49345
ChoiceOne Financial Services Inc is a full-service banking institution. It is engaged in the business of providing personal and business banking solutions, borrowing solutions, and treasury notes and bonds services. The bank's product and services portfolio consist of time, savings and demand deposits, safe deposit services, automated transaction machine services, commercial and consumer loans, commercial lending to business, industry, agricultural, construction, inventory, and real estate categories. Its primary market area is Kent, Muskegon, Newaygo, and Ottawa counties in western Michigan, and Lapeer, Macomb, and St. Clair counties in southeastern Michigan in the communities where the Bank's respective offices are located.
62GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.15
Price
$29.25
GF Value