COFS (ChoiceOne Financial Services) Net Income (Continuing Operations): $54.7 Mil (TTM As of Jun. 2026)

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COFS ChoiceOne Financial Services Inc COFS
63 GF Score
Price $33.23
GF Value $29.54
Valuation Modestly Overvalued
! 5 Warning Signs
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What is ChoiceOne Financial Services Net Income (Continuing Operations)?

ChoiceOne Financial Services COFS -2.37% 63 Net Income (Continuing Operations) is $54.7 Mil as of Jun. 2026. GuruFocus rates COFS with a GF Score™ of 63/100 and a GF Value™ of $29.54 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period. ChoiceOne Financial Services's Net Income (Continuing Operations) for the three months ended in Jun. 2026 was $12.5 Mil. Its Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Jun. 2026 was $54.7 Mil.


ChoiceOne Financial Services  (NAS:COFS) Net Income (Continuing Operations) Explanation

Net Income (Continuing Operations) excludes extraordinary items, income from the cumulative effects of accounting changes, non-recurring items, income from tax loss carry forward, and preferred dividends.


ChoiceOne Financial Services Net Income (Continuing Operations) Related Terms


ChoiceOne Financial Services Net Income (Continuing Operations) Historical Data

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The historical data trend for ChoiceOne Financial Services's Net Income (Continuing Operations) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ChoiceOne Financial Services Net Income (Continuing Operations) Chart

ChoiceOne Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income (Continuing Operations)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.04 23.64 21.26 26.73 28.18

ChoiceOne Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income (Continuing Operations) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.53 14.68 13.87 13.70 12.46
COFS
63GF Score
ChoiceOne Financial Services Inc COFS
Net Income (Continuing Operations) is just one metric. See GF Score™, valuation, warning signs, and more.
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ChoiceOne Financial Services Net Income (Continuing Operations) Calculation

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period.

Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $54.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Net Income (Continuing Operations) of $54.7 Mil mean?
ChoiceOne Financial Services (COFS) has a Net Income (Continuing Operations) of $54.7 Mil as of Jun. 2026. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on ChoiceOne Financial Services and its competitors.
Is ChoiceOne Financial Services' Net Income (Continuing Operations) too high?
ChoiceOne Financial Services' current Net Income (Continuing Operations) is $54.7 Mil. Overall, ChoiceOne Financial Services has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ChoiceOne Financial Services' Net Income (Continuing Operations) compare to PDLB and BWFG?
ChoiceOne Financial Services' Net Income (Continuing Operations) of $54.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income (Continuing Operations) for a Banks company?
A good Net Income (Continuing Operations) depends on the Banks industry context. However, Net Income (Continuing Operations) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income (Continuing Operations) mean?
A high Net Income (Continuing Operations) can signal that a stock is expensive relative to its fundamentals. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on ChoiceOne Financial Services and its competitors. ChoiceOne Financial Services's current Net Income (Continuing Operations) is $54.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ChoiceOne Financial Services stock overvalued right now?
Based on GuruFocus' analysis, ChoiceOne Financial Services (COFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $29.54, compared to a current price of $33.23 — trading 12.5% above its estimated fair value. The current Net Income (Continuing Operations) is $54.7 Mil. ChoiceOne Financial Services' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income (Continuing Operations) calculated?
Net Income (Continuing Operations) is calculated from a company's financial statements. For ChoiceOne Financial Services (COFS), the current Net Income (Continuing Operations) is $54.7 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ChoiceOne Financial Services (COFS) Overvalued in 2026?

Based on GuruFocus' analysis, ChoiceOne Financial Services stock appears to be overvalued. The current stock price of $33.23 is trading 12.5% above its estimated GF Value™ of $29.54. GuruFocus considers ChoiceOne Financial Services to be Modestly Overvalued.

Key valuation signals for COFS:

  • Net Income (Continuing Operations): $54.7 Mil
  • GF Value™: $29.54 vs. price of $33.23 (12.5% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the COFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ChoiceOne Financial Services Business Description

Address 109 East Division Street, Sparta, MI, USA, 49345
ChoiceOne Financial Services Inc is a full-service banking institution. It is engaged in the business of providing personal and business banking solutions, borrowing solutions, and treasury notes and bonds services. The bank's product and services portfolio consist of time, savings and demand deposits, safe deposit services, automated transaction machine services, commercial and consumer loans, commercial lending to business, industry, agricultural, construction, inventory, and real estate categories. Its primary market area is Kent, Muskegon, Newaygo, and Ottawa counties in western Michigan, and Lapeer, Macomb, and St. Clair counties in southeastern Michigan in the communities where the Bank's respective offices are located.
63GF Score

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Net Income (Continuing Operations) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.23
Price
$29.54
GF Value