Waterstone FinancialWSBF +0.16%56 Buyback Yield % is 5.00 as of Jul. 09, 2026, which is 6% below its 10-year median of 5.33. GuruFocus rates WSBF with a GF Score™ of 56/100 and a GF Value™ of $16.88 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 627 Banks companies, Waterstone Financial ranks better than 92.82% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
Waterstone Financial Buyback Yield % Related Terms
Waterstone Financial Buyback Yield % Historical Data
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The historical data trend for Waterstone Financial's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WSBF vs USCB, MVBF, RVRF: Buyback Yield % Comparison
For the Banks - Regional subindustry, Waterstone Financial's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Waterstone Financial Buyback Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Waterstone Financial's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Waterstone Financial's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Waterstone Financial (WSBF) has a Buyback Yield % of 5.00 as of Jul. 09, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Waterstone Financial and its competitors. This is near median its historical median of 5.33. Over the past decade, Waterstone Financial's Buyback Yield % has ranged from 0.13 to 17.83. According to the industry distribution chart, Waterstone Financial ranks #45 out of 627 companies in the Banks industry, placing it in the top 7.2%.
Is Waterstone Financial's Buyback Yield % too high?
Waterstone Financial's current Buyback Yield % of 5.00 is near median its 10-year median of 5.33. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 17.83. The Banks industry median Buyback Yield % is 0.42. Waterstone Financial's value of 5.00 is 1090.5% above this industry median. Based on the distribution chart, Waterstone Financial ranks #45 out of 627 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Waterstone Financial has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Waterstone Financial's Buyback Yield % compare to USCB and MVBF?
According to the Banks industry distribution chart, Waterstone Financial ranks #45 out of 627 companies for Buyback Yield %. This places Waterstone Financial in the top 7% of its industry — outperforming the majority of peers. The industry median Buyback Yield % is 0.42. Waterstone Financial's value of 5.00 is 1090.5% above this benchmark. Historically, Waterstone Financial's own Buyback Yield % has ranged from 0.13 to 17.83 over the past decade. While the company's 10-year median is 5.33 vs. the industry median of 0.42, Waterstone Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.42, based on 627 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Waterstone Financial's current Buyback Yield % of 5.00 is 1090.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Waterstone Financial and its competitors. For the Banks industry, the median Buyback Yield % is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Waterstone Financial's current Buyback Yield % is 5.00, which is near median its own 10-year median of 5.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Waterstone Financial (WSBF) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.88, compared to a current price of $19.35 — trading 14.6% above its estimated fair value. The current Buyback Yield % is 5.00, which is near median its 10-year median of 5.33 and 1090.5% above the Banks industry median of 0.42. Waterstone Financial's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Waterstone Financial (WSBF), the current Buyback Yield % is 5.00 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Waterstone Financial (WSBF) Overvalued in 2026?
Based on GuruFocus' analysis, Waterstone Financial stock appears to be overvalued.
The current stock price of $19.35 is trading 14.6% above its estimated GF Value™ of $16.88.
GuruFocus considers Waterstone Financial to be Modestly Overvalued.
Key valuation signals for WSBF:
Buyback Yield %: 5.00 (near median its 10-year median of 5.33)
GF Value™: $16.88 vs. price of $19.35 (14.6% above fair value)
Industry Position: 1090.5% above the Banks median (#45 of 627)
No single metric tells the full story. See the WSBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The majority of its revenue comes from the Community Banking segment.
56GF Score
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