WSBF (Waterstone Financial) Ending Cash Position: $44.7 Mil (As of Mar. 2026)

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WSBF Waterstone Financial Inc WSBF
56 GF Score
Price $20.94
GF Value $16.91
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Waterstone Financial Ending Cash Position?

Waterstone Financial WSBF +0.72% 56 Ending Cash Position is $44.7 Mil as of Mar. 2026. GuruFocus rates WSBF with a GF Score™ of 56/100 and a GF Value™ of $16.91 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Waterstone Financial's Ending Cash Position for the quarter that ended in Mar. 2026 was $44.7 Mil.

Waterstone Financial's quarterly Ending Cash Position increased from Sep. 2025 ($53.8 Mil) to Dec. 2025 ($71.1 Mil) but then declined from Dec. 2025 ($71.1 Mil) to Mar. 2026 ($44.7 Mil).

Waterstone Financial's annual Ending Cash Position increased from Dec. 2023 ($36.4 Mil) to Dec. 2024 ($39.8 Mil) and increased from Dec. 2024 ($39.8 Mil) to Dec. 2025 ($71.1 Mil).

Waterstone Financial Ending Cash Position Related Terms

Waterstone Financial Ending Cash Position Historical Data

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The historical data trend for Waterstone Financial's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Waterstone Financial Ending Cash Position Chart

Waterstone Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 376.72 46.64 36.42 39.76 71.11

Waterstone Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 70.92 53.77 71.11 44.65 0.00
WSBF
56GF Score
Waterstone Financial Inc WSBF
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Waterstone Financial Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Waterstone Financial's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=39.761+31.346
=71.1

Waterstone Financial's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=71.107+-26.454
=44.7

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $44.7 Mil mean?
Waterstone Financial (WSBF) has a Ending Cash Position of $44.7 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Waterstone Financial and its competitors.
Is Waterstone Financial's Ending Cash Position too high?
Waterstone Financial's current Ending Cash Position is $44.7 Mil. Overall, Waterstone Financial has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Waterstone Financial's Ending Cash Position compare to CZFS and NECB?
Waterstone Financial's Ending Cash Position of $44.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Waterstone Financial and its competitors. Waterstone Financial's current Ending Cash Position is $44.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Waterstone Financial (WSBF) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.91, compared to a current price of $20.94 — trading 23.8% above its estimated fair value. The current Ending Cash Position is $44.7 Mil. Waterstone Financial's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Waterstone Financial (WSBF), the current Ending Cash Position is $44.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Waterstone Financial (WSBF) Overvalued in 2026?

Based on GuruFocus' analysis, Waterstone Financial stock appears to be overvalued. The current stock price of $20.94 is trading 23.8% above its estimated GF Value™ of $16.91. GuruFocus considers Waterstone Financial to be Modestly Overvalued.

Key valuation signals for WSBF:

  • Ending Cash Position: $44.7 Mil
  • GF Value™: $16.91 vs. price of $20.94 (23.8% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the WSBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Waterstone Financial Business Description

Other Exchanges 47Z:Germany
Address 11200 West Plank Court, Wauwatosa, WI, USA, 53226
Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The majority of its revenue comes from the Community Banking segment.
56GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.94
Price
$16.91
GF Value