WSBF (Waterstone Financial) Institutional Ownership: 57.11% (As of Jul. 18, 2026)

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WSBF Waterstone Financial Inc WSBF
55 GF Score
Price $19.69
GF Value $16.89
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Waterstone Financial Institutional Ownership?

Waterstone Financial WSBF -1.45% 55 Institutional Ownership is 57.11% as of Jul. 18, 2026. GuruFocus rates WSBF with a GF Score™ of 55/100 and a GF Value™ of $16.89 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Waterstone Financial's institutional ownership is 57.11%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Waterstone Financial's Insider Ownership is 5.51%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Waterstone Financial's Float Percentage Of Total Shares Outstanding is 82.42%.

Waterstone Financial Institutional Ownership Historical Data

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The historical data trend for Waterstone Financial's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Waterstone Financial Institutional Ownership Chart

Waterstone Financial Historical Data

The historical data trend for Waterstone Financial can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 33.23 33.20 33.31 33.72 33.55 33.89 33.88 33.23 33.90 35.81
WSBF
55GF Score
Waterstone Financial Inc WSBF
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Waterstone Financial Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 57.11% mean?
Waterstone Financial (WSBF) has a Institutional Ownership of 57.11% as of Jul. 18, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Waterstone Financial and its competitors.
Is Waterstone Financial's Institutional Ownership too high?
Waterstone Financial's current Institutional Ownership is 57.11%. Overall, Waterstone Financial has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Waterstone Financial's Institutional Ownership compare to USCB and MVBF?
Waterstone Financial's Institutional Ownership of 57.11% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Waterstone Financial and its competitors. Waterstone Financial's current Institutional Ownership is 57.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Waterstone Financial (WSBF) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.89, compared to a current price of $19.69 — trading 16.6% above its estimated fair value. The current Institutional Ownership is 57.11%. Waterstone Financial's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Waterstone Financial (WSBF), the current Institutional Ownership is 57.11% as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Waterstone Financial (WSBF) Overvalued in 2026?

Based on GuruFocus' analysis, Waterstone Financial stock appears to be overvalued. The current stock price of $19.69 is trading 16.6% above its estimated GF Value™ of $16.89. GuruFocus considers Waterstone Financial to be Modestly Overvalued.

Key valuation signals for WSBF:

  • Institutional Ownership: 57.11%
  • GF Value™: $16.89 vs. price of $19.69 (16.6% above fair value)
  • GF Score™: 55/100 with 6 warning signs

No single metric tells the full story. See the WSBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Waterstone Financial Business Description

Other Exchanges 47Z:Germany
Address 11200 West Plank Court, Wauwatosa, WI, USA, 53226
Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The majority of its revenue comes from the Community Banking segment.
55GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.69
Price
$16.89
GF Value