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WSBF (Waterstone Financial) Cyclically Adjusted FCF per Share : $1.65 (As of Dec. 2024)


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What is Waterstone Financial Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Waterstone Financial's adjusted free cash flow per share for the three months ended in Dec. 2024 was $1.259. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $1.65 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Waterstone Financial's average Cyclically Adjusted FCF Growth Rate was 23.10% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 40.90% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 55.80% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 28.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Waterstone Financial was 137.50% per year. The lowest was -39.40% per year. And the median was 40.90% per year.

As of today (2025-05-12), Waterstone Financial's current stock price is $12.44. Waterstone Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2024 was $1.65. Waterstone Financial's Cyclically Adjusted Price-to-FCF of today is 7.54.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Waterstone Financial was 640.00. The lowest was 7.19. And the median was 39.30.


Waterstone Financial Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Waterstone Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Waterstone Financial Cyclically Adjusted FCF per Share Chart

Waterstone Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.59 1.60 1.34 1.65

Waterstone Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.32 1.31 1.60 1.65 -

Competitive Comparison of Waterstone Financial's Cyclically Adjusted FCF per Share

For the Banks - Regional subindustry, Waterstone Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Waterstone Financial's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Waterstone Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Waterstone Financial's Cyclically Adjusted Price-to-FCF falls into.


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Waterstone Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Waterstone Financial's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2024 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=1.259/133.1571*133.1571
=1.259

Current CPI (Dec. 2024) = 133.1571.

Waterstone Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201503 -1.140 99.621 -1.524
201506 -0.986 100.684 -1.304
201509 2.615 100.392 3.468
201512 -0.794 99.792 -1.059
201603 2.051 100.470 2.718
201606 -3.297 101.688 -4.317
201609 -0.128 101.861 -0.167
201612 0.437 101.863 0.571
201703 3.760 102.862 4.867
201706 -2.288 103.349 -2.948
201709 1.136 104.136 1.453
201712 1.184 104.011 1.516
201803 0.704 105.290 0.890
201806 -0.197 106.317 -0.247
201809 -1.413 106.507 -1.767
201812 2.296 105.998 2.884
201903 0.652 107.251 0.809
201906 -4.431 108.070 -5.460
201909 1.119 108.329 1.375
201912 1.052 108.420 1.292
202003 -1.480 108.902 -1.810
202006 -3.948 108.767 -4.833
202009 0.715 109.815 0.867
202012 0.940 109.897 1.139
202103 2.469 111.754 2.942
202106 0.714 114.631 0.829
202109 1.951 115.734 2.245
202112 0.766 117.630 0.867
202203 6.112 121.301 6.709
202206 -1.114 125.017 -1.187
202209 0.785 125.227 0.835
202212 3.389 125.222 3.604
202303 -1.667 127.348 -1.743
202306 -1.967 128.729 -2.035
202309 2.412 129.860 2.473
202312 -0.073 129.419 -0.075
202403 -0.543 131.776 -0.549
202406 -2.137 132.554 -2.147
202409 4.006 133.029 4.010
202412 1.259 133.157 1.259

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Waterstone Financial  (NAS:WSBF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Waterstone Financial's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=12.44/1.65
=7.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Waterstone Financial was 640.00. The lowest was 7.19. And the median was 39.30.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Waterstone Financial Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Waterstone Financial's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Waterstone Financial Business Description

Industry
Traded in Other Exchanges
N/A
Address
11200 West Plank Court, Wauwatosa, WI, USA, 53226
Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The vast majority of its revenue comes from the Community Banking segment.
Executives
Patrick S Lawton director C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Mark Raymond Gerke officer: VP/Controller 5749 N. KENT AVENUE, WHITEFISH BAY WI 53217
Kristine A Rappe director 231 W. MICHIGAN STREET, MILWAUKEE WI 53203
Stephen J Schmidt director C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Ellen Syburg Bartel director 730 PLANKINTON 3B, MILWAUKEE WI 53203
Michael L Hansen director C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Douglas S Gordon director, officer: CEO C/O WAUWATOSA HOLDINGS INC, 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3520
Ryan J Gordon officer: EVP/Chief Credit Officer 11200 WEST PLANK CT., WAUWATOSA WI 53226
Thomas E Dalum director C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
William F Bruss officer: COO, General Counsel 11200 W PLANK COURT, WAUWATOSA WI 53226
Derek L Tyus director 11200 WEST PLANK COURT, WAUWATOSA WI 53226
Jeffrey R Mcguiness officer: Subsidary President 11200 WEST PLANK COURT, WAUWATOSA WI 53226
Eric J Egenhoefer officer: Subsidiary President 11200 W PLANK COURT, WAUWATOSA WI 53226
Rebecca M Arndt officer: Vice President 11200 W PLANK COURT, WAUWATOSA WI 53226
Kevin P Gillespie officer: Subsidary COO 626 SANCTUARY LANE, DELAFIELD WI 53018