WSBF (Waterstone Financial) Shares Buyback Ratio %: 4.27 (As of Sep. 16, 2026)

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WSBF Waterstone Financial Inc WSBF
55 GF Score
Price $20.81
GF Value $17.50
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Waterstone Financial Shares Buyback Ratio %?

Waterstone Financial WSBF -2.09% 55 Shares Buyback Ratio % is 4.27 as of Sep. 16, 2026. GuruFocus rates WSBF with a GF Score™ of 55/100 and a GF Value™ of $17.50 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

GuruFocus calculates shares buyback ratio using previous shares outstanding minus the current shares outstanding, and then divides by previous shares outstanding. Waterstone Financial's current shares buyback ratio was 4.27%.

Waterstone Financial Shares Buyback Ratio % Related Terms

Waterstone Financial Shares Buyback Ratio % Historical Data

* Premium members only.

The historical data trend for Waterstone Financial's Shares Buyback Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Waterstone Financial Shares Buyback Ratio % Chart

Waterstone Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shares Buyback Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.17 10.57 8.39 4.78 5.09

Waterstone Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shares Buyback Ratio % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.62 1.34 0.89 1.16 0.94
WSBF
55GF Score
Waterstone Financial Inc WSBF
Shares Buyback Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Waterstone Financial Shares Buyback Ratio % Calculation

Waterstone Financial's Shares Buyback Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Dec. 2024 ) - Shares Outstanding (EOP) (A: Dec. 2025 )) / Shares Outstanding (EOP) (A: Dec. 2024 )
=(19.343251 - 18.359717) / 19.343251
=5.08%

Waterstone Financial's Shares Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Mar. 2026 ) - Shares Outstanding (EOP) (A: Jun. 2026 )) / Shares Outstanding (EOP) (A: Mar. 2026 )
=(18.145996 - 17.975028) / 18.145996
=0.94%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Shares Buyback Ratio % →
What does a Shares Buyback Ratio % of 4.27 mean?
Waterstone Financial (WSBF) has a Shares Buyback Ratio % of 4.27 as of Sep. 16, 2026. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on Waterstone Financial and its competitors.
Is Waterstone Financial's Shares Buyback Ratio % too high?
Waterstone Financial's current Shares Buyback Ratio % is 4.27. Overall, Waterstone Financial has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Waterstone Financial's Shares Buyback Ratio % compare to NWFL and PCB?
Waterstone Financial's Shares Buyback Ratio % of 4.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shares Buyback Ratio % for a Banks company?
A good Shares Buyback Ratio % depends on the Banks industry context. However, Shares Buyback Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shares Buyback Ratio % mean?
A high Shares Buyback Ratio % can signal that a stock is expensive relative to its fundamentals. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on Waterstone Financial and its competitors. Waterstone Financial's current Shares Buyback Ratio % is 4.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Waterstone Financial (WSBF) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.50, compared to a current price of $20.81 — trading 18.9% above its estimated fair value. The current Shares Buyback Ratio % is 4.27. Waterstone Financial's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shares Buyback Ratio % calculated?
Shares Buyback Ratio % is calculated from a company's financial statements. For Waterstone Financial (WSBF), the current Shares Buyback Ratio % is 4.27 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Waterstone Financial (WSBF) Overvalued in 2026?

Based on GuruFocus' analysis, Waterstone Financial stock appears to be overvalued. The current stock price of $20.81 is trading 18.9% above its estimated GF Value™ of $17.50. GuruFocus considers Waterstone Financial to be Modestly Overvalued.

Key valuation signals for WSBF:

  • Shares Buyback Ratio %: 4.27
  • GF Value™: $17.50 vs. price of $20.81 (18.9% above fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the WSBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Waterstone Financial Business Description

Other Exchanges 47Z:Germany
Address 11200 West Plank Court, Wauwatosa, WI, USA, 53226
Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The majority of its revenue comes from the Community Banking segment.
55GF Score

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Shares Buyback Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.81
Price
$17.50
GF Value