WSBF (Waterstone Financial) Payments of Debt: $-169.0 Mil (TTM As of Mar. 2026)

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WSBF Waterstone Financial Inc WSBF
56 GF Score
Price $19.77
GF Value $16.89
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Waterstone Financial Payments of Debt?

Waterstone Financial WSBF -0.20% 56 Payments of Debt is $-169.0 Mil as of Mar. 2026. GuruFocus rates WSBF with a GF Score™ of 56/100 and a GF Value™ of $16.89 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Waterstone Financial's Payments of Debt for the three months ended in Mar. 2026 was $-82.2 Mil.

Waterstone Financial's Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 was $-169.0 Mil.

Waterstone Financial Payments of Debt Related Terms

Waterstone Financial Payments of Debt Historical Data

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The historical data trend for Waterstone Financial's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Waterstone Financial Payments of Debt Chart

Waterstone Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -30.95 -470.00 -304.00 -334.54 -164.26

Waterstone Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -130.67 0.00 -30.00 -56.80 -82.20
WSBF
56GF Score
Waterstone Financial Inc WSBF
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Waterstone Financial Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-169.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of $-169.0 Mil mean?
Waterstone Financial (WSBF) has a Payments of Debt of $-169.0 Mil as of Mar. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Waterstone Financial and its competitors.
Is Waterstone Financial's Payments of Debt too high?
Waterstone Financial's current Payments of Debt is $-169.0 Mil. Overall, Waterstone Financial has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Waterstone Financial's Payments of Debt compare to USCB and MVBF?
Waterstone Financial's Payments of Debt of $-169.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Waterstone Financial and its competitors. Waterstone Financial's current Payments of Debt is $-169.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Waterstone Financial (WSBF) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.89, compared to a current price of $19.77 — trading 17.1% above its estimated fair value. The current Payments of Debt is $-169.0 Mil. Waterstone Financial's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Waterstone Financial (WSBF), the current Payments of Debt is $-169.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Waterstone Financial (WSBF) Overvalued in 2026?

Based on GuruFocus' analysis, Waterstone Financial stock appears to be overvalued. The current stock price of $19.77 is trading 17.1% above its estimated GF Value™ of $16.89. GuruFocus considers Waterstone Financial to be Modestly Overvalued.

Key valuation signals for WSBF:

  • Payments of Debt: $-169.0 Mil
  • GF Value™: $16.89 vs. price of $19.77 (17.1% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the WSBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Waterstone Financial Business Description

Other Exchanges 47Z:Germany
Address 11200 West Plank Court, Wauwatosa, WI, USA, 53226
Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The majority of its revenue comes from the Community Banking segment.
56GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.77
Price
$16.89
GF Value