What is Citizens Community Bancorp Capital Adequacy Tier - Total Capital Ratio %?
Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.
Citizens Community Bancorp's Capital Adequacy Tier - Total Capital Ratio % for the quarter that ended in Dec. 2023 was 0.00%
, which is lower than
14.60% for the pervious quarter ended in Sep. 2023.
Citizens Community Bancorp's Capital Adequacy Tier - Total Capital Ratio % for the annual that ended in Dec. 2023 was 14.60%
, which is higher than
14.20% for the pervious year ended in Dec. 2022.
The historical rank and industry rank for Citizens Community Bancorp's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:
CZWI's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.
Citizens Community Bancorp Capital Adequacy Tier - Total Capital Ratio % Historical Data
The historical data trend for Citizens Community Bancorp's Capital Adequacy Tier - Total Capital Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Premium members only.
Citizens Community Bancorp Capital Adequacy Tier - Total Capital Ratio % Chart
Competitive Comparison of Citizens Community Bancorp's Capital Adequacy Tier - Total Capital Ratio %
For the Banks - Regional subindustry, Citizens Community Bancorp's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizens Community Bancorp (NAS:CZWI) Capital Adequacy Tier - Total Capital Ratio % Calculation
Capital Adequacy Tier - Total Capital Ratio % is calculated as
Capital Adequacy Tier - Total Capital Ratio %
=
Total Capital
/
Total Risk Weighted Assets
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Community Bancorp (NAS:CZWI) Capital Adequacy Tier - Total Capital Ratio % Explanation
A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.
Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.
Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.
Citizens Community Bancorp Capital Adequacy Tier - Total Capital Ratio % Related Terms
Thank you for viewing the detailed overview of Citizens Community Bancorp's Capital Adequacy Tier - Total Capital Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.
Citizens Community Bancorp (Citizens Community Bancorp) Business Description
Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short- term investments; and funds provided from operations.
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