CZWI (Citizens Community Bancorp) Debt-to-Revenue : 1.46 (As of Sep. 2024)

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What is Citizens Community Bancorp Debt-to-Revenue?

Debt-to-Revenue measures a company's ability to pay off its debt.

Citizens Community Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $0.00 Mil. Citizens Community Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $82.55 Mil. Citizens Community Bancorp's annualized Revenue for the quarter that ended in Sep. 2024 was $56.56 Mil. Citizens Community Bancorp's annualized Debt-to-Revenue for the quarter that ended in Sep. 2024 was 1.46.

Citizens Community Bancorp Debt-to-Revenue Historical Data

The historical data trend for Citizens Community Bancorp's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Citizens Community Bancorp Debt-to-Revenue Chart

Citizens Community Bancorp Annual Data

Trend

Sep14

Sep15

Sep16

Sep17

Sep18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Revenue

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3.10

2.66

2.44

3.20

2.51

Citizens Community Bancorp Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Debt-to-Revenue	Get a 7-Day Free Trial															3.12	2.58	1.76	1.72	1.46

Competitive Comparison of Citizens Community Bancorp's Debt-to-Revenue

For the Banks - Regional subindustry, Citizens Community Bancorp's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Citizens Community Bancorp's Debt-to-Revenue Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Community Bancorp's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where Citizens Community Bancorp's Debt-to-Revenue falls into.

Citizens Community Bancorp Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

Citizens Community Bancorp's Debt-to-Revenue for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-Revenue	=	Total Debt			/	Revenue
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Revenue
	=	(0	+	146.995)	/	58.537
	=	2.51

Citizens Community Bancorp's annualized Debt-to-Revenue for the quarter that ended in Sep. 2024 is calculated as

Debt-to-Revenue	=	Total Debt			/	Revenue
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Revenue
	=	(0	+	82.548)	/	56.564
	=	1.46

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Sep. 2024) Revenue data.

Citizens Community Bancorp Debt-to-Revenue Related Terms

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Citizens Community Bancorp Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Citizens Community Bancorp Inc (NAS:CZWI) » Definitions » Debt-to-Revenue

Comparable Companies

Traded in Other Exchanges

N/A

Address

2174 EastRidge Center, Eau Claire, WI, USA, 54701

Website

https://www.ccf.us

Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short- term investments; and funds provided from operations.

Executives

Stephen M Bianchi	officer: CEO and President	225 S. MAIN AVENUE, SIOUX FALLS SD 57104
James S Broucek	officer: Chief Financial Officer
Timothy L Olson	director	2727 PINE VIEW ROAD, EAU CLAIRE WI 54703
James D Moll	director	400 9TH AVE SW, WELLS MN 56097
Kristina M Bourget	director	1703 PINE PARK DRIVE, EAU CLAIRE WI 54701
Kathleen Skarvan	other: Director of Subsidiary	40 WEST HIGHLAND PARK DR NE, HUTCHINSON MN 55350
Francis E Felber	director	754 OAK ST, BARRON WI 54812
William Glen Bertrand	other: Director of Subsidiary	E3420 N PINECREEK ROAD, ELEVA WI 54738
Richard Mchugh	director, other: Chairman	C/O CITIZENS COMMUNITY BANCORP, 2174 EASTRIDGE CENTER, EAU CLAIRE WI 54701
Nicholas William Amundsen	other: Director of Subsidiary	S4443 RYGG ROAD, EAU CLAIRE WI 54701
Martin S. Friedman	10 percent owner	7901 JONES BRANCH DR. SUITE 210, MCLEAN VA 22102
James R Lang	director	2194 EASTRIDGE CENTER, EAU CLAIRE WI 54701
Michael R Conner	other: Director of Subsidiary	1124 CUMMINGS COURT, EAU CLAIRE WI 54701
Brian R Schilling	director	C/O CITIZENS COMMUNITY BANCORP, 2174 EASTRIDGE CENTER, EAU CLAIRE WI 54701
Michael L Swenson	director	1414 WEST HAMILTON AVE., STE 3, EAU CLAIRE WI 54701