CZWI (Citizens Community Bancorp) YoY EPS Growth: -66.67% (As of Jun. 2026)

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CZWI Citizens Community Bancorp Inc CZWI
60 GF Score
Price $22.13
GF Value $18.30
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Citizens Community Bancorp YoY EPS Growth?

Citizens Community Bancorp CZWI +0.09% 60 YoY EPS Growth is -66.67% as of Jun. 2026. GuruFocus rates CZWI with a GF Score™ of 60/100 and a GF Value™ of $18.30 (Modestly Overvalued). The stock has 6 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Citizens Community Bancorp's YoY EPS Growth for the quarter that ended in Jun. 2026 was -66.67%.

Citizens Community Bancorp's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $0.11.

Citizens Community Bancorp YoY EPS Growth Historical Data

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The historical data trend for Citizens Community Bancorp's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Community Bancorp YoY EPS Growth Chart

Citizens Community Bancorp Annual Data
Trend Sep16 Sep17 Sep18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 73.68 -14.65 -26.04 7.20 8.96

Citizens Community Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.71 15.63 62.96 21.88 -66.67
CZWI
60GF Score
Citizens Community Bancorp Inc CZWI
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Community Bancorp YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Citizens Community Bancorp's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(1.46-1.34)/ | 1.34 |
=8.96 %

Citizens Community Bancorp's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.11-0.33)/ | 0.33 |
=-66.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -66.67% mean?
Citizens Community Bancorp (CZWI) has a YoY EPS Growth of -66.67% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Citizens Community Bancorp and its competitors.
Is Citizens Community Bancorp's YoY EPS Growth too high?
Citizens Community Bancorp's current YoY EPS Growth is -66.67%. Overall, Citizens Community Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Community Bancorp's YoY EPS Growth compare to OAKC and PSBQ?
Citizens Community Bancorp's YoY EPS Growth of -66.67% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Citizens Community Bancorp and its competitors. Citizens Community Bancorp's current YoY EPS Growth is -66.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Citizens Community Bancorp (CZWI) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.30, compared to a current price of $22.13 — trading 20.9% above its estimated fair value. The current YoY EPS Growth is -66.67%. Citizens Community Bancorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Citizens Community Bancorp (CZWI), the current YoY EPS Growth is -66.67% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Community Bancorp (CZWI) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Community Bancorp stock appears to be overvalued. The current stock price of $22.13 is trading 20.9% above its estimated GF Value™ of $18.30. GuruFocus considers Citizens Community Bancorp to be Modestly Overvalued.

Key valuation signals for CZWI:

  • YoY EPS Growth: -66.67%
  • GF Value™: $18.30 vs. price of $22.13 (20.9% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the CZWI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Community Bancorp Business Description

Address 2174 EastRidge Center, Eau Claire, WI, USA, 54701
Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short - term investments; and funds provided from operations.
60GF Score

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YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.13
Price
$18.30
GF Value