CZWI (Citizens Community Bancorp) Cyclically Adjusted Revenue per Share: $6.89 (As of Jun. 2026)

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CZWI Citizens Community Bancorp Inc CZWI
60 GF Score
Price $22.13
GF Value $18.30
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Citizens Community Bancorp Cyclically Adjusted Revenue per Share?

Citizens Community Bancorp CZWI +0.09% 60 Cyclically Adjusted Revenue per Share is $6.89 as of Jun. 2026. GuruFocus rates CZWI with a GF Score™ of 60/100 and a GF Value™ of $18.30 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Citizens Community Bancorp's adjusted revenue per share for the three months ended in Jun. 2026 was $1.671. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $6.89 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Citizens Community Bancorp's average Cyclically Adjusted Revenue Growth Rate was 4.60% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 3.10% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 5.10% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 4.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Citizens Community Bancorp was 6.80% per year. The lowest was -2.60% per year. And the median was 4.10% per year.

As of today (2026-09-09), Citizens Community Bancorp's current stock price is $22.13. Citizens Community Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $6.89. Citizens Community Bancorp's Cyclically Adjusted PS Ratio of today is 3.21.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Citizens Community Bancorp was 3.46. The lowest was 1.07. And the median was 2.37.


Citizens Community Bancorp  (NAS:CZWI) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Citizens Community Bancorp's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=22.13/6.89
=3.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Citizens Community Bancorp was 3.46. The lowest was 1.07. And the median was 2.37.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Citizens Community Bancorp Cyclically Adjusted Revenue per Share Related Terms


Citizens Community Bancorp Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Citizens Community Bancorp's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Community Bancorp Cyclically Adjusted Revenue per Share Chart

Citizens Community Bancorp Annual Data
Trend Sep16 Sep17 Sep18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.60 6.07 6.29 6.43 6.66

Citizens Community Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.59 6.65 6.66 6.81 6.89

CZWI vs OAKC, PSBQ, RBKB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Citizens Community Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Community Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Citizens Community Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Citizens Community Bancorp's Cyclically Adjusted PS Ratio falls into.


CZWI
60GF Score
Citizens Community Bancorp Inc CZWI
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizens Community Bancorp Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Citizens Community Bancorp's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.671/333.9520*333.9520
=1.671

Current CPI (Jun. 2026) = 333.9520.

Citizens Community Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.359 241.428 1.880
201612 1.302 241.432 1.801
201703 1.104 243.801 1.512
201706 1.167 244.955 1.591
201709 1.325 246.819 1.793
201712 1.597 246.524 2.163
201803 1.549 249.554 2.073
201806 1.399 251.989 1.854
201809 0.898 252.439 1.188
201812 1.149 251.233 1.527
201903 1.174 254.202 1.542
201906 1.182 256.143 1.541
201909 1.358 256.759 1.766
201912 1.368 256.974 1.778
202003 1.442 258.115 1.866
202006 1.547 257.797 2.004
202009 1.515 260.280 1.944
202012 1.636 260.474 2.098
202103 1.553 264.877 1.958
202106 1.543 271.696 1.897
202109 1.613 274.310 1.964
202112 1.794 278.802 2.149
202203 1.507 287.504 1.750
202206 1.579 296.311 1.780
202209 1.610 296.808 1.811
202212 1.695 296.797 1.907
202303 1.443 301.836 1.597
202306 1.394 305.109 1.526
202309 1.393 307.789 1.511
202312 1.361 306.746 1.482
202403 1.453 312.332 1.554
202406 1.302 314.175 1.384
202409 1.386 315.301 1.468
202412 1.343 315.605 1.421
202503 1.418 319.799 1.481
202506 1.615 322.561 1.672
202509 1.637 324.800 1.683
202512 1.620 324.054 1.669
202603 1.672 330.213 1.691
202606 1.671 333.952 1.671

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $6.89 mean?
Citizens Community Bancorp (CZWI) has a Cyclically Adjusted Revenue per Share of $6.89 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Citizens Community Bancorp and its competitors.
Is Citizens Community Bancorp's Cyclically Adjusted Revenue per Share too high?
Citizens Community Bancorp's current Cyclically Adjusted Revenue per Share is $6.89. Overall, Citizens Community Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Community Bancorp's Cyclically Adjusted Revenue per Share compare to OAKC and PSBQ?
Citizens Community Bancorp's Cyclically Adjusted Revenue per Share of $6.89 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Citizens Community Bancorp and its competitors. Citizens Community Bancorp's current Cyclically Adjusted Revenue per Share is $6.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Citizens Community Bancorp (CZWI) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.30, compared to a current price of $22.13 — trading 20.9% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $6.89. Citizens Community Bancorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Citizens Community Bancorp (CZWI), the current Cyclically Adjusted Revenue per Share is $6.89 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Community Bancorp (CZWI) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Community Bancorp stock appears to be overvalued. The current stock price of $22.13 is trading 20.9% above its estimated GF Value™ of $18.30. GuruFocus considers Citizens Community Bancorp to be Modestly Overvalued.

Key valuation signals for CZWI:

  • Cyclically Adjusted Revenue per Share: $6.89
  • GF Value™: $18.30 vs. price of $22.13 (20.9% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the CZWI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizens Community Bancorp Business Description

Address 2174 EastRidge Center, Eau Claire, WI, USA, 54701
Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short - term investments; and funds provided from operations.
60GF Score

Get the complete analysis for CZWI

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.13
Price
$18.30
GF Value