CZWI (Citizens Community Bancorp) Insider Ownership: 8.72 % (As of Sep. 09, 2026)

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CZWI Citizens Community Bancorp Inc CZWI
60 GF Score
Price $22.11
GF Value $18.30
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Citizens Community Bancorp Insider Ownership?

Citizens Community Bancorp CZWI 60 Insider Ownership is 8.72 % as of Sep. 09, 2026. GuruFocus rates CZWI with a GF Score™ of 60/100 and a GF Value™ of $18.30 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Citizens Community Bancorp's insider ownership is 8.72%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Citizens Community Bancorp's Institutional Ownership is 58.98%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Citizens Community Bancorp's Float Percentage Of Total Shares Outstanding is 95.88%.

Citizens Community Bancorp Insider Ownership Historical Data

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The historical data trend for Citizens Community Bancorp's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Community Bancorp Insider Ownership Chart

Citizens Community Bancorp Historical Data

The historical data trend for Citizens Community Bancorp can be seen below:

2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30 2026-07-31 2026-08-31
Insider Ownership 8.28 8.28 8.29 8.34 8.60 8.60 8.62 8.72 8.70 8.72
CZWI
60GF Score
Citizens Community Bancorp Inc CZWI
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Community Bancorp Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 8.72 % mean?
Citizens Community Bancorp (CZWI) has a Insider Ownership of 8.72 % as of Sep. 09, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Citizens Community Bancorp and its competitors.
Is Citizens Community Bancorp's Insider Ownership too high?
Citizens Community Bancorp's current Insider Ownership is 8.72 %. Overall, Citizens Community Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Community Bancorp's Insider Ownership compare to OAKC and PSBQ?
Citizens Community Bancorp's Insider Ownership of 8.72 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Citizens Community Bancorp and its competitors. Citizens Community Bancorp's current Insider Ownership is 8.72 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Citizens Community Bancorp (CZWI) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.30, compared to a current price of $22.11 — trading 20.8% above its estimated fair value. The current Insider Ownership is 8.72 %. Citizens Community Bancorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Citizens Community Bancorp (CZWI), the current Insider Ownership is 8.72 % as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Community Bancorp (CZWI) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Community Bancorp stock appears to be overvalued. The current stock price of $22.11 is trading 20.8% above its estimated GF Value™ of $18.30. GuruFocus considers Citizens Community Bancorp to be Modestly Overvalued.

Key valuation signals for CZWI:

  • Insider Ownership: 8.72 %
  • GF Value™: $18.30 vs. price of $22.11 (20.8% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the CZWI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Community Bancorp Business Description

Address 2174 EastRidge Center, Eau Claire, WI, USA, 54701
Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short - term investments; and funds provided from operations.
60GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.11
Price
$18.30
GF Value