Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
China Life Insurance Co's operating cash flow per share for the
three
months ended in Jun. 2026 was $0.56.
China Life Insurance Co's operating cash flow per share for the trailing twelve months (TTM) ended in Jun. 2026 was $2.26.
During the past 12 months, the average Operating Cash Flow per Share Growth Rate of China Life Insurance Co was 10.70% per year.
During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 9.20% per year.
During the past 5 years, the average Operating Cash Flow per Share Growth Rate was 9.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.
The historical rank and industry rank for China Life Insurance Co's Operating Cash Flow per Share or its related term are showing as below:
CILJF'
s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -27.3 Med: 9.2 Max: 48.5
Current: 9.2
During the past 13 years, China Life Insurance Co's highest 3-Year average Operating Cash Flow per Share Growth Rate was 48.50% per year. The lowest was -27.30% per year. And the median was 9.20% per year.
CILJF's 3-Year OCF Growth Rate is ranked worse than 55.1% of 343
companies
in the Insurance industry
Industry Median: 11.9
vs CILJF: 9.20
China Life Insurance Co Operating Cash Flow per Share Related Terms
China Life Insurance Co Operating Cash Flow per Share Historical Data
* Premium members only.
The historical data trend for China Life Insurance Co's Operating Cash Flow per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Life Insurance Co Operating Cash Flow per Share Chart
CILJF vs MET, AFL, PRU: Operating Cash Flow per Share Comparison
For the Insurance - Life subindustry, China Life Insurance Co's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Life Insurance Co Price-to-Operating-Cash-Flow vs Insurance Industry
For the Insurance industry and Financial Services sector, China Life Insurance Co's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where China Life Insurance Co's Price-to-Operating-Cash-Flow falls into.
Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.26
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Operating Cash Flow per Share of $2.26 mean?
China Life Insurance Co (CILJF) has a Operating Cash Flow per Share of $2.26 as of Jun. 2026. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on China Life Insurance Co and its competitors. According to the industry distribution chart, China Life Insurance Co ranks #189 out of 343 companies in the Insurance industry, placing it in the top 55.1%.
Is China Life Insurance Co's Operating Cash Flow per Share too high?
China Life Insurance Co's current Operating Cash Flow per Share is $2.26. The Insurance industry median Operating Cash Flow per Share is 11.90. China Life Insurance Co's value of $2.26 is 81% below this industry median. Based on the distribution chart, China Life Insurance Co ranks #189 out of 343 companies in the Insurance industry, which is below the industry midpoint. Overall, China Life Insurance Co has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Life Insurance Co's Operating Cash Flow per Share compare to MET and AFL?
According to the Insurance industry distribution chart, China Life Insurance Co ranks #189 out of 343 companies for Operating Cash Flow per Share. This places China Life Insurance Co in the lower half of its industry. The industry median Operating Cash Flow per Share is 11.90. China Life Insurance Co's value of $2.26 is 81% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for an Insurance company?
The median Operating Cash Flow per Share among Insurance companies is 11.90, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Life Insurance Co's current Operating Cash Flow per Share of $2.26 is 81% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on China Life Insurance Co and its competitors. For the Insurance industry, the median Operating Cash Flow per Share is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Life Insurance Co's current Operating Cash Flow per Share is $2.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, China Life Insurance Co (CILJF) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.51, compared to a current price of $3.89 — trading 13.7% below its estimated fair value. The current Operating Cash Flow per Share is $2.26 and 81% below the Insurance industry median of 11.90. China Life Insurance Co's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For China Life Insurance Co (CILJF), the current Operating Cash Flow per Share is $2.26 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Life Insurance Co (CILJF) Overvalued in 2026?
Based on GuruFocus' analysis, China Life Insurance Co stock appears to be undervalued.
The current stock price of $3.89 is trading 13.7% below its estimated GF Value™ of $4.51.
GuruFocus considers China Life Insurance Co to be Modestly Undervalued.
Key valuation signals for CILJF:
Operating Cash Flow per Share: $2.26
GF Value™: $4.51 vs. price of $3.89 (13.7% below fair value)
Industry Position: 81% below the Insurance median (#189 of 343)
No single metric tells the full story. See the CILJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
As the largest life insurance company in China, China Life commands about 16% market share by end-2024. The firm offers group and individual life insurance through exclusive agents, bancassurance, and other marketing platforms. While the bulk of profits stem from life insurance policies, additional operations include short-term policies such as accident and health insurance. The company is focusing on building a senior-care ecosystem and reforming a new agent team for long-term growth.
66GF Score
Get the complete analysis for CILJF
Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CILJF has been successfully added to your 
