CILJF (China Life Insurance Co) 3-Year Dividend Growth Rate: 1.90% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CILJF China Life Insurance Co Ltd CILJF
65 GF Score
Price $3.73
GF Value $4.07
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is China Life Insurance Co 3-Year Dividend Growth Rate?

China Life Insurance Co CILJF -0.67% 65 3-Year Dividend Growth Rate is 1.90% as of Mar. 2026. GuruFocus rates CILJF with a GF Score™ of 65/100 and a GF Value™ of $4.07 (Fairly Valued). The stock has 1 warning sign investors should review. Among 273 Insurance companies, China Life Insurance Co ranks worse than 77.66% on this metric.

China Life Insurance Co's Dividends per Share for the three months ended in Mar. 2026 was $0.00.

The historical rank and industry rank for China Life Insurance Co's 3-Year Dividend Growth Rate or its related term are showing as below:

CILJF' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -41.5   Med: 0   Max: 71
Current: 1.9

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of China Life Insurance Co was 71.00% per year. The lowest was -41.50% per year. And the median was 0.00% per year.

CILJF's 3-Year Dividend Growth Rate is ranked worse than
77.66% of 273 companies
in the Insurance industry
Industry Median: 9.4 vs CILJF: 1.90

During the past 12 months, China Life Insurance Co's average Dividends Per Share Growth Rate was 9.20% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 1.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -1.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

China Life Insurance Co's Dividend Payout Ratio for the three months ended in Mar. 2026 was 0.00. As of today, China Life Insurance Co's Dividend Yield % is 3.34%.

Good Sign:

China Life Insurance Co Ltd stock Dividend Yield % is close to 3-year high.

For more information regarding to dividend, please check our Dividend Page.


China Life Insurance Co  (OTCPK:CILJF) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

China Life Insurance Co's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 0.1
=0.00

During the past 13 years, the highest Dividend Payout Ratio of China Life Insurance Co was 0.64. The lowest was 0.07. And the median was 0.23.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

China Life Insurance Co Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
HKD 0.7106002026-06-302026-07-032026-08-20Cash Dividendsemi-annuallyHKD:USD 0.127518
HKD 0.2602402025-10-092025-10-112025-11-18Cash Dividendsemi-annuallyHKD:USD 0.128672

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

China Life Insurance Co's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.12409989208/3.725
=3.33 %

Current Share Price is $3.725.
China Life Insurance Co's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.12409989208.

During the past 13 years, the highest Dividend Yield of China Life Insurance Co was 3.43%. The lowest was 0.45%. And the median was 1.66%.

Good Sign:

China Life Insurance Co Ltd stock Dividend Yield % is close to 3-year high.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


China Life Insurance Co 3-Year Dividend Growth Rate Related Terms>


CILJF vs AFL, MET, PRU: 3-Year Dividend Growth Rate Comparison

For the Insurance - Life subindustry, China Life Insurance Co's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Life Insurance Co 3-Year Dividend Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, China Life Insurance Co's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where China Life Insurance Co's 3-Year Dividend Growth Rate falls into.


CILJF
65GF Score
China Life Insurance Co Ltd CILJF
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Life Insurance Co 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 1.90% mean?
China Life Insurance Co (CILJF) has a 3-Year Dividend Growth Rate of 1.90% as of Mar. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on China Life Insurance Co and its competitors. According to the industry distribution chart, China Life Insurance Co ranks #212 out of 273 companies in the Insurance industry, placing it in the top 77.7%.
Is China Life Insurance Co's 3-Year Dividend Growth Rate too high?
China Life Insurance Co's current 3-Year Dividend Growth Rate is 1.90%. The Insurance industry median 3-Year Dividend Growth Rate is 9.40. China Life Insurance Co's value of 1.90% is 79.8% below this industry median. Based on the distribution chart, China Life Insurance Co ranks #212 out of 273 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, China Life Insurance Co has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Life Insurance Co's 3-Year Dividend Growth Rate compare to AFL and MET?
According to the Insurance industry distribution chart, China Life Insurance Co ranks #212 out of 273 companies for 3-Year Dividend Growth Rate. This places China Life Insurance Co in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 9.40. China Life Insurance Co's value of 1.90% is 79.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for an Insurance company?
The median 3-Year Dividend Growth Rate among Insurance companies is 9.40, based on 273 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Life Insurance Co's current 3-Year Dividend Growth Rate of 1.90% is 79.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on China Life Insurance Co and its competitors. For the Insurance industry, the median 3-Year Dividend Growth Rate is 9.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Life Insurance Co's current 3-Year Dividend Growth Rate is 1.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, China Life Insurance Co (CILJF) is currently considered Fairly Valued. The stock's GF Value™ is $4.07, compared to a current price of $3.73 — trading 8.5% below its estimated fair value. The current 3-Year Dividend Growth Rate is 1.90% and 79.8% below the Insurance industry median of 9.40. China Life Insurance Co's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For China Life Insurance Co (CILJF), the current 3-Year Dividend Growth Rate is 1.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Life Insurance Co (CILJF) Overvalued in 2026?

Based on GuruFocus' analysis, China Life Insurance Co stock appears to be undervalued. The current stock price of $3.73 is trading 8.5% below its estimated GF Value™ of $4.07. GuruFocus considers China Life Insurance Co to be Fairly Valued.

Key valuation signals for CILJF:

  • 3-Year Dividend Growth Rate: 1.90%
  • GF Value™: $4.07 vs. price of $3.73 (8.5% below fair value)
  • GF Score™: 65/100 with 1 warning sign
  • Industry Position: 79.8% below the Insurance median (#212 of 273)

No single metric tells the full story. See the CILJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Life Insurance Co Business Description

Address 16, Financial Street, Xicheng District, Beijing, CHN, 100033
As the largest life insurance company in China, China Life commands about 16% market share by end-2024. The firm offers group and individual life insurance through exclusive agents, bancassurance, and other marketing platforms. While the bulk of profits stem from life insurance policies, additional operations include short-term policies such as accident and health insurance. The company is focusing on building a senior-care ecosystem and reforming a new agent team for long-term growth.
65GF Score

Get the complete analysis for CILJF

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.73
Price
$4.07
GF Value