CILJF (China Life Insurance Co) Long-Term Debt: $5,141 Mil (As of Mar. 2026)

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CILJF China Life Insurance Co Ltd CILJF
63 GF Score
Price $3.49
GF Value $3.96
Valuation Modestly Undervalued
! 1 Warning Sign
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What is China Life Insurance Co Long-Term Debt?

China Life Insurance Co CILJF +1.45% 63 Long-Term Debt is $5,141 Mil as of Mar. 2026. GuruFocus rates CILJF with a GF Score™ of 63/100 and a GF Value™ of $3.96 (Modestly Undervalued). The stock has 1 warning sign investors should review.

China Life Insurance Co's Long-Term Debt for the quarter that ended in Mar. 2026 was $5,141 Mil.

China Life Insurance Co's quarterly Long-Term Debt increased from Sep. 2025 ($4,914 Mil) to Dec. 2025 ($5,004 Mil) and increased from Dec. 2025 ($5,004 Mil) to Mar. 2026 ($5,141 Mil).

China Life Insurance Co's annual Long-Term Debt declined from Dec. 2023 ($6,683 Mil) to Dec. 2024 ($6,577 Mil) and declined from Dec. 2024 ($6,577 Mil) to Dec. 2025 ($5,004 Mil).

China Life Insurance Co  (OTCPK:CILJF) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

China Life Insurance Co Long-Term Debt Related Terms

China Life Insurance Co Long-Term Debt Historical Data

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The historical data trend for China Life Insurance Co's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Life Insurance Co Long-Term Debt Chart

China Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,280.35 6,852.13 6,683.01 6,577.25 5,004.12

China Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,704.69 4,953.48 4,914.16 5,004.12 5,140.81
CILJF
63GF Score
China Life Insurance Co Ltd CILJF
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $5,141 Mil mean?
China Life Insurance Co (CILJF) has a Long-Term Debt of $5,141 Mil as of Mar. 2026.
Is China Life Insurance Co's Long-Term Debt too high?
China Life Insurance Co's current Long-Term Debt is $5,141 Mil. Overall, China Life Insurance Co has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Life Insurance Co's Long-Term Debt compare to AFL and MET?
China Life Insurance Co's Long-Term Debt of $5,141 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. China Life Insurance Co's current Long-Term Debt is $5,141 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, China Life Insurance Co (CILJF) is currently considered Modestly Undervalued. The stock's GF Value™ is $3.96, compared to a current price of $3.49 — trading 11.9% below its estimated fair value. The current Long-Term Debt is $5,141 Mil. China Life Insurance Co's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For China Life Insurance Co (CILJF), the current Long-Term Debt is $5,141 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Life Insurance Co (CILJF) Overvalued in 2026?

Based on GuruFocus' analysis, China Life Insurance Co stock appears to be undervalued. The current stock price of $3.49 is trading 11.9% below its estimated GF Value™ of $3.96. GuruFocus considers China Life Insurance Co to be Modestly Undervalued.

Key valuation signals for CILJF:

  • Long-Term Debt: $5,141 Mil
  • GF Value™: $3.96 vs. price of $3.49 (11.9% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the CILJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Life Insurance Co Business Description

Address 16, Financial Street, Xicheng District, Beijing, CHN, 100033
As the largest life insurance company in China, China Life commands about 16% market share by end-2024. The firm offers group and individual life insurance through exclusive agents, bancassurance, and other marketing platforms. While the bulk of profits stem from life insurance policies, additional operations include short-term policies such as accident and health insurance. The company is focusing on building a senior-care ecosystem and reforming a new agent team for long-term growth.
63GF Score

Get the complete analysis for CILJF

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.49
Price
$3.96
GF Value