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China Life Insurance CoCILJF -0.67%65 Shiller PE Ratio is 20.69 as of Aug. 26, 2026, which is 16% below its 10-year median of 24.70. GuruFocus rates CILJF with a GF Score™ of 65/100 and a GF Value™ of $4.07 (Fairly Valued). The stock has 1 warning sign investors should review. Among 371 Insurance companies, China Life Insurance Co ranks worse than 56.33% on this metric.
The historical rank and industry rank for China Life Insurance Co's Shiller PE Ratio or its related term are showing as below:
CILJF'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 15.55 Med: 24.7 Max: 43.54
Current: 17.74
During the past years, China Life Insurance Co's highest Shiller PE Ratio was 43.54. The lowest was 15.55. And the median was 24.70.
CILJF's Shiller PE Ratio is ranked worse than 56.33% of 371
companies
in the Insurance industry
Industry Median: 16.56
vs CILJF: 17.74
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
China Life Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.100. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.18 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
China Life Insurance Co (OTCPK:CILJF) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
China Life Insurance Co Shiller PE Ratio Related Terms
China Life Insurance Co Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CILJF vs AFL, MET, PRU: Shiller PE Ratio Comparison
For the Insurance - Life subindustry, China Life Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Life Insurance Co Shiller PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, China Life Insurance Co's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where China Life Insurance Co's Shiller PE Ratio falls into.
China Life Insurance Co Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
China Life Insurance Co (CILJF) has a Shiller PE Ratio of 20.69 as of Aug. 26, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on China Life Insurance Co and its competitors. This is 16% below median its historical median of 24.70. Over the past decade, China Life Insurance Co's Shiller PE Ratio has ranged from 15.55 to 43.54. According to the industry distribution chart, China Life Insurance Co ranks #209 out of 371 companies in the Insurance industry, placing it in the top 56.3%.
Is China Life Insurance Co's Shiller PE Ratio too high?
China Life Insurance Co's current Shiller PE Ratio of 20.69 is 16% below median its 10-year median of 24.70. Over the past 10 years, this metric has ranged from a low of 15.55 to a high of 43.54. The Insurance industry median Shiller PE Ratio is 16.56. China Life Insurance Co's value of 20.69 is 24.9% above this industry median. Based on the distribution chart, China Life Insurance Co ranks #209 out of 371 companies in the Insurance industry, which is below the industry midpoint. Overall, China Life Insurance Co has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Life Insurance Co's Shiller PE Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, China Life Insurance Co ranks #209 out of 371 companies for Shiller PE Ratio. This places China Life Insurance Co in the lower half of its industry. The industry median Shiller PE Ratio is 16.56. China Life Insurance Co's value of 20.69 is 24.9% above this benchmark. Historically, China Life Insurance Co's own Shiller PE Ratio has ranged from 15.55 to 43.54 over the past decade. While the company's 10-year median is 24.70 vs. the industry median of 16.56, China Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.56, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Life Insurance Co's current Shiller PE Ratio of 20.69 is 24.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on China Life Insurance Co and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Life Insurance Co's current Shiller PE Ratio is 20.69, which is 16% below median its own 10-year median of 24.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, China Life Insurance Co (CILJF) is currently considered Fairly Valued. The stock's GF Value™ is $4.07, compared to a current price of $3.73 — trading 8.5% below its estimated fair value. The current Shiller PE Ratio is 20.69, which is 16% below median its 10-year median of 24.70 and 24.9% above the Insurance industry median of 16.56. China Life Insurance Co's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For China Life Insurance Co (CILJF), the current Shiller PE Ratio is 20.69 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Life Insurance Co (CILJF) Overvalued in 2026?
Based on GuruFocus' analysis, China Life Insurance Co stock appears to be undervalued.
The current stock price of $3.73 is trading 8.5% below its estimated GF Value™ of $4.07.
GuruFocus considers China Life Insurance Co to be Fairly Valued.
Key valuation signals for CILJF:
Shiller PE Ratio: 20.69 (16% below median its 10-year median of 24.70)
GF Value™: $4.07 vs. price of $3.73 (8.5% below fair value)
Industry Position: 24.9% above the Insurance median (#209 of 371)
No single metric tells the full story. See the CILJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
As the largest life insurance company in China, China Life commands about 16% market share by end-2024. The firm offers group and individual life insurance through exclusive agents, bancassurance, and other marketing platforms. While the bulk of profits stem from life insurance policies, additional operations include short-term policies such as accident and health insurance. The company is focusing on building a senior-care ecosystem and reforming a new agent team for long-term growth.
65GF Score
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Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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