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China Life Insurance CoCILJF -0.67%65 3-Year EPS without NRI Growth Rate is 47.30% as of Mar. 2026, which is 417% above its 10-year median of 9.15. GuruFocus rates CILJF with a GF Score™ of 65/100 and a GF Value™ of $4.07 (Fairly Valued). The stock has 1 warning sign investors should review. Among 397 Insurance companies, China Life Insurance Co ranks better than 81.36% on this metric.
During the past 12 months, China Life Insurance Co's average EPS without NRI Growth Rate was 24.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 47.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 20.70% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 18.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of China Life Insurance Co was 223.20% per year. The lowest was -20.70% per year. And the median was 9.15% per year.
China Life Insurance Co (OTCPK:CILJF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
China Life Insurance Co 3-Year EPS without NRI Growth Rate Related Terms
CILJF vs AFL, MET, PRU: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Life subindustry, China Life Insurance Co's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Life Insurance Co 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, China Life Insurance Co's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where China Life Insurance Co's 3-Year EPS without NRI Growth Rate falls into.
China Life Insurance Co 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 47.30% mean?
China Life Insurance Co (CILJF) has a 3-Year EPS without NRI Growth Rate of 47.30% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for China Life Insurance Co and its competitors. This is 417% above median its historical median of 9.15. According to the industry distribution chart, China Life Insurance Co ranks #74 out of 397 companies in the Insurance industry, placing it in the top 18.6%.
Is China Life Insurance Co's 3-Year EPS without NRI Growth Rate too high?
China Life Insurance Co's current 3-Year EPS without NRI Growth Rate of 47.30% is 417% above median its 10-year median of 9.15. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.60. China Life Insurance Co's value of 47.30% is 184.9% above this industry median. Based on the distribution chart, China Life Insurance Co ranks #74 out of 397 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, China Life Insurance Co has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Life Insurance Co's 3-Year EPS without NRI Growth Rate compare to AFL and MET?
According to the Insurance industry distribution chart, China Life Insurance Co ranks #74 out of 397 companies for 3-Year EPS without NRI Growth Rate. This places China Life Insurance Co in the top 19% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 16.60. China Life Insurance Co's value of 47.30% is 184.9% above this benchmark. While the company's 10-year median is 9.15 vs. the industry median of 16.60, China Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.60, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Life Insurance Co's current 3-Year EPS without NRI Growth Rate of 47.30% is 184.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for China Life Insurance Co and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Life Insurance Co's current 3-Year EPS without NRI Growth Rate is 47.30%, which is 417% above median its own 10-year median of 9.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, China Life Insurance Co (CILJF) is currently considered Fairly Valued. The stock's GF Value™ is $4.07, compared to a current price of $3.73 — trading 8.5% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 47.30%, which is 417% above median its 10-year median of 9.15 and 184.9% above the Insurance industry median of 16.60. China Life Insurance Co's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For China Life Insurance Co (CILJF), the current 3-Year EPS without NRI Growth Rate is 47.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Life Insurance Co (CILJF) Overvalued in 2026?
Based on GuruFocus' analysis, China Life Insurance Co stock appears to be undervalued.
The current stock price of $3.73 is trading 8.5% below its estimated GF Value™ of $4.07.
GuruFocus considers China Life Insurance Co to be Fairly Valued.
Key valuation signals for CILJF:
3-Year EPS without NRI Growth Rate: 47.30% (417% above median its 10-year median of 9.15)
GF Value™: $4.07 vs. price of $3.73 (8.5% below fair value)
Industry Position: 184.9% above the Insurance median (#74 of 397)
No single metric tells the full story. See the CILJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
As the largest life insurance company in China, China Life commands about 16% market share by end-2024. The firm offers group and individual life insurance through exclusive agents, bancassurance, and other marketing platforms. While the bulk of profits stem from life insurance policies, additional operations include short-term policies such as accident and health insurance. The company is focusing on building a senior-care ecosystem and reforming a new agent team for long-term growth.
65GF Score
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