CILJF (China Life Insurance Co) Pre-Tax Income: $23,699 Mil (TTM As of Mar. 2026)

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CILJF China Life Insurance Co Ltd CILJF
65 GF Score
Price $3.73
GF Value $4.07
Valuation Fairly Valued
! 1 Warning Sign
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What is China Life Insurance Co Pre-Tax Income?

China Life Insurance Co CILJF -0.67% 65 Pre-Tax Income is $23,699 Mil as of Mar. 2026. GuruFocus rates CILJF with a GF Score™ of 65/100 and a GF Value™ of $4.07 (Fairly Valued). The stock has 1 warning sign investors should review.

Pretax income is the income that a company earns before paying income taxes. China Life Insurance Co's pretax income for the three months ended in Mar. 2026 was $2,824 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $23,699 Mil. China Life Insurance Co's pretax margin was 21.60%.

During the past 13 years, China Life Insurance Co's highest Pretax Margin was 30.02%. The lowest was 2.19%. And the median was 6.56%.


China Life Insurance Co  (OTCPK:CILJF) Pre-Tax Income Explanation

China Life Insurance Co's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=2824.393/13078.597
=21.60%

During the past 13 years, China Life Insurance Co's highest Pretax Margin was 30.02%. The lowest was 2.19%. And the median was 6.56%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


China Life Insurance Co Pre-Tax Income Related Terms


China Life Insurance Co Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for China Life Insurance Co's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Life Insurance Co Pre-Tax Income Chart

China Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,903.54 3,449.23 7,281.03 15,824.44 25,787.85

China Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,495.19 1,362.60 22,789.92 -3,277.77 2,824.39

CILJF vs AFL, MET, PRU: Pre-Tax Income Comparison

For the Insurance - Life subindustry, China Life Insurance Co's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Life Insurance Co Pre-Tax Income vs Insurance Industry

For the Insurance industry and Financial Services sector, China Life Insurance Co's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where China Life Insurance Co's Pre-Tax Income falls into.


CILJF
65GF Score
China Life Insurance Co Ltd CILJF
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Life Insurance Co Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

China Life Insurance Co's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+25787.852
=25,788

China Life Insurance Co's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+2824.393
=2,824

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $23,699 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $23,699 Mil mean?
China Life Insurance Co (CILJF) has a Pre-Tax Income of $23,699 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on China Life Insurance Co and its competitors.
Is China Life Insurance Co's Pre-Tax Income too high?
China Life Insurance Co's current Pre-Tax Income is $23,699 Mil. Overall, China Life Insurance Co has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Life Insurance Co's Pre-Tax Income compare to AFL and MET?
China Life Insurance Co's Pre-Tax Income of $23,699 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on China Life Insurance Co and its competitors. China Life Insurance Co's current Pre-Tax Income is $23,699 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, China Life Insurance Co (CILJF) is currently considered Fairly Valued. The stock's GF Value™ is $4.07, compared to a current price of $3.73 — trading 8.5% below its estimated fair value. The current Pre-Tax Income is $23,699 Mil. China Life Insurance Co's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For China Life Insurance Co (CILJF), the current Pre-Tax Income is $23,699 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Life Insurance Co (CILJF) Overvalued in 2026?

Based on GuruFocus' analysis, China Life Insurance Co stock appears to be undervalued. The current stock price of $3.73 is trading 8.5% below its estimated GF Value™ of $4.07. GuruFocus considers China Life Insurance Co to be Fairly Valued.

Key valuation signals for CILJF:

  • Pre-Tax Income: $23,699 Mil
  • GF Value™: $4.07 vs. price of $3.73 (8.5% below fair value)
  • GF Score™: 65/100 with 1 warning sign

No single metric tells the full story. See the CILJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Life Insurance Co Business Description

Address 16, Financial Street, Xicheng District, Beijing, CHN, 100033
As the largest life insurance company in China, China Life commands about 16% market share by end-2024. The firm offers group and individual life insurance through exclusive agents, bancassurance, and other marketing platforms. While the bulk of profits stem from life insurance policies, additional operations include short-term policies such as accident and health insurance. The company is focusing on building a senior-care ecosystem and reforming a new agent team for long-term growth.
65GF Score

Get the complete analysis for CILJF

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.73
Price
$4.07
GF Value