Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
three
months ended in Jun. 2026,
URSB Bancorp received$1.81 Mil more from issuing new shares than it paid to buy back shares.
It spent$5.50 Mil paying down its debt.
It paid$0.00 Mil more to buy back preferred shares than it received from issuing preferred shares.
It received$0.00 Mil from paying cash dividends to shareholders.
It received$3.97 Mil on other financial activities.
In all, URSB Bancorpearned$0.27 Mil on financial activities for the
three
months ended in Jun. 2026.
URSB Bancorp (OTCPK:URSB) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
URSB Bancorp's issuance of stock for the
three
months ended in Jun. 2026 was $-0.06 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
URSB Bancorp's repurchase of stock for the
three
months ended in Jun. 2026 was $1.87 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
URSB Bancorp's net issuance of debt for the
three
months ended in Jun. 2026 was $-5.50 Mil.
URSB Bancorp spent$5.50 Mil paying down its debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
URSB Bancorp's net issuance of preferred for the
three
months ended in Jun. 2026 was $0.00 Mil.
URSB Bancorp paid$0.00 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
URSB Bancorp's cash flow for dividends for the
three
months ended in Jun. 2026 was $0.00 Mil.
URSB Bancorp received$0.00 Mil from paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
URSB Bancorp's other financing for the
three
months ended in Jun. 2026 was $3.97 Mil.
URSB Bancorp received$3.97 Mil on other financial activities.
URSB Bancorp Cash Flow from Financing Related Terms
URSB Bancorp Cash Flow from Financing Historical Data
* Premium members only.
The historical data trend for URSB Bancorp's Cash Flow from Financing can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
URSB Bancorp's Cash from Financing for the fiscal year that ended in . 20 is calculated as:
Cash Flow from Financing for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $12.74 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of $12.74 Mil mean?
URSB Bancorp (URSB) has a Cash Flow from Financing of $12.74 Mil as of Jun. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for URSB Bancorp and its competitors.
Is URSB Bancorp's Cash Flow from Financing too high?
URSB Bancorp's current Cash Flow from Financing is $12.74 Mil. Overall, URSB Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does URSB Bancorp's Cash Flow from Financing compare to ?
URSB Bancorp's Cash Flow from Financing of $12.74 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for URSB Bancorp and its competitors. URSB Bancorp's current Cash Flow from Financing is $12.74 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is URSB Bancorp stock overvalued right now?
URSB Bancorp (URSB) has a current Cash Flow from Financing of $12.74 Mil. The current Cash Flow from Financing is $12.74 Mil. URSB Bancorp's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For URSB Bancorp (URSB), the current Cash Flow from Financing is $12.74 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
URSB Bancorp Inc is a bank holding company. Its Products are Checking, Savings, Certificates of Deposit, Retirement Accounts, Personal Lending, Business, Business Lending, and Credit Cards. The group's services are Local Discount Network, BaZing Benefits, ClickSwitch, Discover Debit, E-Statements, Card Hub, Safe Deposit Boxes, Merchant Services, and Remote Deposits.
8GF Score
Get the complete analysis for URSB
Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
URSB has been successfully added to your 
