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Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. URSB Bancorp's Pre-Tax Income for the
three
months ended in Jun. 2026 was $0.27 Mil. URSB Bancorp's Revenue for the
three
months ended in Jun. 2026 was $2.66 Mil. Therefore, URSB Bancorp's pretax margin for the quarter that ended in Jun. 2026 was 10.29%.
The historical rank and industry rank for URSB Bancorp's Pretax Margin % or its related term are showing as below:
URSB'
s Pretax Margin % Range Over the Past 10 Years
Min: 0 Med: 0 Max: 8.48
Current: 8.48
URSB's Pretax Margin % is not ranked
in the Banks industry.
Industry Median: 35.68
vs URSB: 8.48
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
URSB Bancorp Pretax Margin % Related Terms
URSB Bancorp Pretax Margin % Historical Data
* Premium members only.
The historical data trend for URSB Bancorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
URSB Bancorp Pretax Margin % Chart
URSB Bancorp Annual Data
Trend
Pretax Margin %
URSB Bancorp Quarterly Data
Mar25
Jun25
Mar26
Jun26
Pretax Margin %
11.54
3.73
6.67
10.29
URSB vs : Pretax Margin % Comparison
For the Banks - Regional subindustry, URSB Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
URSB Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, URSB Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where URSB Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
URSB Bancorp (URSB) has a Pretax Margin % of 10.29% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on URSB Bancorp and its competitors.
Is URSB Bancorp's Pretax Margin % too high?
URSB Bancorp's current Pretax Margin % is 10.29%. The Banks industry median Pretax Margin % is 35.68. URSB Bancorp's value of 10.29% is 71.2% below this industry median. Overall, URSB Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does URSB Bancorp's Pretax Margin % compare to ?
URSB Bancorp's Pretax Margin % of 10.29% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 35.68. URSB Bancorp's value of 10.29% is 71.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.68, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. URSB Bancorp's current Pretax Margin % of 10.29% is 71.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on URSB Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 35.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. URSB Bancorp's current Pretax Margin % is 10.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is URSB Bancorp stock overvalued right now?
URSB Bancorp (URSB) has a current Pretax Margin % of 10.29%. The current Pretax Margin % is 10.29% and 71.2% below the Banks industry median of 35.68. URSB Bancorp's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For URSB Bancorp (URSB), the current Pretax Margin % is 10.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
URSB Bancorp Inc is a bank holding company. Its Products are Checking, Savings, Certificates of Deposit, Retirement Accounts, Personal Lending, Business, Business Lending, and Credit Cards. The group's services are Local Discount Network, BaZing Benefits, ClickSwitch, Discover Debit, E-Statements, Card Hub, Safe Deposit Boxes, Merchant Services, and Remote Deposits.
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