URSB (URSB Bancorp) FCF Margin %: -3.08% (As of Jun. 2026)

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URSB URSB Bancorp Inc URSB
8 GF Score
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What is URSB Bancorp FCF Margin %?

URSB Bancorp URSB +0.16% 8 FCF Margin % is -3.08% as of Jun. 2026. GuruFocus rates URSB with a GF Score™ of 8/100.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. URSB Bancorp's Free Cash Flow for the three months ended in Jun. 2026 was $-0.08 Mil. URSB Bancorp's Revenue for the three months ended in Jun. 2026 was $2.66 Mil. Therefore, URSB Bancorp's FCF Margin % for the quarter that ended in Jun. 2026 was -3.08%.

As of today, URSB Bancorp's current FCF Yield % is 4.33%.

The historical rank and industry rank for URSB Bancorp's FCF Margin % or its related term are showing as below:

URSB' s FCF Margin % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 23.96
Current: 23.96

During the past 0 years, the highest FCF Margin % of URSB Bancorp was 23.96%. The lowest was 0.00%. And the median was 0.00%.

URSB's FCF Margin % is not ranked
in the Banks industry.
Industry Median: 27.36 vs URSB: 23.96

URSB Bancorp FCF Margin % Related Terms

URSB Bancorp FCF Margin % Historical Data

* Premium members only.

The historical data trend for URSB Bancorp's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

URSB Bancorp FCF Margin % Chart

URSB Bancorp Annual Data
Trend
FCF Margin %

URSB Bancorp Quarterly Data
Mar25 Jun25 Mar26 Jun26
FCF Margin % 11.44 7.94 51.11 -3.08

URSB vs : FCF Margin % Comparison

For the Banks - Regional subindustry, URSB Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

URSB Bancorp FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, URSB Bancorp's FCF Margin % distribution charts can be found below:

* The bar in red indicates where URSB Bancorp's FCF Margin % falls into.


URSB
8GF Score
URSB Bancorp Inc URSB
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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URSB Bancorp FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

URSB Bancorp's FCF Margin for the fiscal year that ended in . 20 is calculated as

FCF Margin=Free Cash Flow (A: . 20 )/Revenue (A: . 20 )
=/
= %

URSB Bancorp's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-0.082/2.664
=-3.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -3.08% mean?
URSB Bancorp (URSB) has a FCF Margin % of -3.08% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on URSB Bancorp and its competitors.
Is URSB Bancorp's FCF Margin % too high?
URSB Bancorp's current FCF Margin % is -3.08%. Overall, URSB Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does URSB Bancorp's FCF Margin % compare to ?
URSB Bancorp's FCF Margin % of -3.08% can be compared against companies in the Banks industry. The industry median FCF Margin % is 27.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.36, based on 1,488 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on URSB Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 27.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. URSB Bancorp's current FCF Margin % is -3.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is URSB Bancorp stock overvalued right now?
URSB Bancorp (URSB) has a current FCF Margin % of -3.08%. The current FCF Margin % is -3.08%. URSB Bancorp's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For URSB Bancorp (URSB), the current FCF Margin % is -3.08% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

URSB Bancorp Business Description

Comparable Companies
Address 11-15 Cooke Avenue, Carteret, NJ, USA, 07008
URSB Bancorp Inc is a bank holding company. Its Products are Checking, Savings, Certificates of Deposit, Retirement Accounts, Personal Lending, Business, Business Lending, and Credit Cards. The group's services are Local Discount Network, BaZing Benefits, ClickSwitch, Discover Debit, E-Statements, Card Hub, Safe Deposit Boxes, Merchant Services, and Remote Deposits.
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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