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OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
URSB Bancorp OCF Yield % Related Terms
URSB Bancorp OCF Yield % Historical Data
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The historical data trend for URSB Bancorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
URSB Bancorp OCF Yield % Chart
URSB Bancorp Annual Data
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OCF Yield %
URSB Bancorp Quarterly Data
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URSB vs : OCF Yield % Comparison
For the Banks - Regional subindustry, URSB Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
URSB Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, URSB Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where URSB Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
URSB Bancorp (URSB) has a OCF Yield % of 4.58 as of Sep. 12, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on URSB Bancorp and its competitors. This is 33% below median its historical median of 6.82. Over the past decade, URSB Bancorp's OCF Yield % has ranged from 4.58 to 6.89.
Is URSB Bancorp's OCF Yield % too high?
URSB Bancorp's current OCF Yield % of 4.58 is 33% below median its 10-year median of 6.82. Over the past 10 years, this metric has ranged from a low of 4.58 to a high of 6.89. The Banks industry median OCF Yield % is 9.39. URSB Bancorp's value of 4.58 is 51.2% below this industry median. Overall, URSB Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does URSB Bancorp's OCF Yield % compare to ?
URSB Bancorp's OCF Yield % of 4.58 can be compared against companies in the Banks industry. The industry median OCF Yield % is 9.39. URSB Bancorp's value of 4.58 is 51.2% below this benchmark. Historically, URSB Bancorp's own OCF Yield % has ranged from 4.58 to 6.89 over the past decade. While the company's 10-year median is 6.82 vs. the industry median of 9.39, URSB Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.39, based on 1,484 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. URSB Bancorp's current OCF Yield % of 4.58 is 51.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on URSB Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. URSB Bancorp's current OCF Yield % is 4.58, which is 33% below median its own 10-year median of 6.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is URSB Bancorp stock overvalued right now?
URSB Bancorp (URSB) has a current OCF Yield % of 4.58. The current OCF Yield % is 4.58, which is 33% below median its 10-year median of 6.82 and 51.2% below the Banks industry median of 9.39. URSB Bancorp's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For URSB Bancorp (URSB), the current OCF Yield % is 4.58 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
URSB Bancorp Inc is a bank holding company. Its Products are Checking, Savings, Certificates of Deposit, Retirement Accounts, Personal Lending, Business, Business Lending, and Credit Cards. The group's services are Local Discount Network, BaZing Benefits, ClickSwitch, Discover Debit, E-Statements, Card Hub, Safe Deposit Boxes, Merchant Services, and Remote Deposits.
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