URSB (URSB Bancorp) Change In Receivables: $-0.06 Mil (TTM As of Jun. 2026)

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URSB URSB Bancorp Inc URSB
8 GF Score
Price $12.59
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What is URSB Bancorp Change In Receivables?

URSB Bancorp URSB +0.16% 8 Change In Receivables is $-0.06 Mil as of Jun. 2026. GuruFocus rates URSB with a GF Score™ of 8/100.

URSB Bancorp's change in receivables for the quarter that ended in Jun. 2026 was $-0.04 Mil. It means URSB Bancorp's Accounts Receivable increased by $0.04 Mil from Mar. 2026 to Jun. 2026 .

URSB Bancorp's change in receivables for the fiscal year that ended in . 20 was $0.00 Mil. It means URSB Bancorp's Accounts Receivable stayed the same from . 20 to . 20 .

URSB Bancorp's Accounts Receivable for the quarter that ended in Jun. 2026 was $1.54 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. URSB Bancorp's Days Sales Outstanding for the three months ended in Jun. 2026 was 52.61.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. URSB Bancorp's liquidation value for the three months ended in Jun. 2026 was $-334.54 Mil.

URSB Bancorp  (OTCPK:URSB) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

URSB Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=1.536/2.664*91
=52.61

2. In Ben Graham's calculation of liquidation value, URSB Bancorp's accounts receivable are only considered to be worth 75% of book value:

URSB Bancorp's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=6.276-341.972+0.75 * 1.536+0.5 * 0
=-334.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

URSB Bancorp Change In Receivables Related Terms

URSB Bancorp Change In Receivables Historical Data

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The historical data trend for URSB Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

URSB Bancorp Change In Receivables Chart

URSB Bancorp Annual Data
Trend
Change In Receivables

URSB Bancorp Quarterly Data
Mar25 Jun25 Mar26 Jun26
Change In Receivables -0.04 -0.05 -0.01 -0.04
URSB
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URSB Bancorp Inc URSB
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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URSB Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.06 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-0.06 Mil mean?
URSB Bancorp (URSB) has a Change In Receivables of $-0.06 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for URSB Bancorp and its competitors.
Is URSB Bancorp's Change In Receivables too high?
URSB Bancorp's current Change In Receivables is $-0.06 Mil. Overall, URSB Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does URSB Bancorp's Change In Receivables compare to ?
URSB Bancorp's Change In Receivables of $-0.06 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for URSB Bancorp and its competitors. URSB Bancorp's current Change In Receivables is $-0.06 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is URSB Bancorp stock overvalued right now?
URSB Bancorp (URSB) has a current Change In Receivables of $-0.06 Mil. The current Change In Receivables is $-0.06 Mil. URSB Bancorp's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For URSB Bancorp (URSB), the current Change In Receivables is $-0.06 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

URSB Bancorp Business Description

Comparable Companies
Address 11-15 Cooke Avenue, Carteret, NJ, USA, 07008
URSB Bancorp Inc is a bank holding company. Its Products are Checking, Savings, Certificates of Deposit, Retirement Accounts, Personal Lending, Business, Business Lending, and Credit Cards. The group's services are Local Discount Network, BaZing Benefits, ClickSwitch, Discover Debit, E-Statements, Card Hub, Safe Deposit Boxes, Merchant Services, and Remote Deposits.
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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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