URSB (URSB Bancorp) Long-Term Debt: $46.07 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

URSB URSB Bancorp Inc URSB
8 GF Score
Price $12.59
View Full Analysis

What is URSB Bancorp Long-Term Debt?

URSB Bancorp URSB +0.16% 8 Long-Term Debt is $46.07 Mil as of Jun. 2026. GuruFocus rates URSB with a GF Score™ of 8/100.

URSB Bancorp's Long-Term Debt for the quarter that ended in Jun. 2026 was $46.07 Mil.

URSB Bancorp's quarterly Long-Term Debt increased from Jun. 2025 ($0.00 Mil) to Mar. 2026 ($51.57 Mil) but then declined from Mar. 2026 ($51.57 Mil) to Jun. 2026 ($46.07 Mil).


URSB Bancorp  (OTCPK:URSB) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.


URSB Bancorp Long-Term Debt Related Terms


URSB Bancorp Long-Term Debt Historical Data

* Premium members only.

The historical data trend for URSB Bancorp's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

URSB Bancorp Long-Term Debt Chart

URSB Bancorp Annual Data
Trend
Long-Term Debt

URSB Bancorp Quarterly Data
Mar25 Jun25 Mar26 Jun26
Long-Term Debt 0.00 0.00 51.57 46.07
URSB
8GF Score
URSB Bancorp Inc URSB
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $46.07 Mil mean?
URSB Bancorp (URSB) has a Long-Term Debt of $46.07 Mil as of Jun. 2026.
Is URSB Bancorp's Long-Term Debt too high?
URSB Bancorp's current Long-Term Debt is $46.07 Mil. Overall, URSB Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does URSB Bancorp's Long-Term Debt compare to ?
URSB Bancorp's Long-Term Debt of $46.07 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. URSB Bancorp's current Long-Term Debt is $46.07 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is URSB Bancorp stock overvalued right now?
URSB Bancorp (URSB) has a current Long-Term Debt of $46.07 Mil. The current Long-Term Debt is $46.07 Mil. URSB Bancorp's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For URSB Bancorp (URSB), the current Long-Term Debt is $46.07 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

URSB Bancorp Business Description

Comparable Companies
Address 11-15 Cooke Avenue, Carteret, NJ, USA, 07008
URSB Bancorp Inc is a bank holding company. Its Products are Checking, Savings, Certificates of Deposit, Retirement Accounts, Personal Lending, Business, Business Lending, and Credit Cards. The group's services are Local Discount Network, BaZing Benefits, ClickSwitch, Discover Debit, E-Statements, Card Hub, Safe Deposit Boxes, Merchant Services, and Remote Deposits.
8GF Score

Get the complete analysis for URSB

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.59
Price