URSB (URSB Bancorp) OCF Margin %: -0.94% (As of Jun. 2026)

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URSB URSB Bancorp Inc URSB
8 GF Score
Price $12.59
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What is URSB Bancorp OCF Margin %?

URSB Bancorp URSB +0.16% 8 OCF Margin % is -0.94% as of Jun. 2026. GuruFocus rates URSB with a GF Score™ of 8/100.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. URSB Bancorp's Cash Flow from Operations for the three months ended in Jun. 2026 was $-0.03 Mil. URSB Bancorp's Revenue for the three months ended in Jun. 2026 was $2.66 Mil. Therefore, URSB Bancorp's OCF Margin % for the quarter that ended in Jun. 2026 was -0.94%.

As of today, URSB Bancorp's current OCF Yield % is 4.58%.

The historical rank and industry rank for URSB Bancorp's OCF Margin % or its related term are showing as below:

URSB' s OCF Margin % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0
Current: 25.32

URSB's OCF Margin % is not ranked
in the Banks industry.
Industry Median: 30.83 vs URSB: 25.32

URSB Bancorp OCF Margin % Related Terms

URSB Bancorp OCF Margin % Historical Data

* Premium members only.

The historical data trend for URSB Bancorp's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

URSB Bancorp OCF Margin % Chart

URSB Bancorp Annual Data
Trend
OCF Margin %

URSB Bancorp Quarterly Data
Mar25 Jun25 Mar26 Jun26
OCF Margin % 11.70 8.27 51.68 -0.94

URSB vs : OCF Margin % Comparison

For the Banks - Regional subindustry, URSB Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

URSB Bancorp OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, URSB Bancorp's OCF Margin % distribution charts can be found below:

* The bar in red indicates where URSB Bancorp's OCF Margin % falls into.


URSB
8GF Score
URSB Bancorp Inc URSB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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URSB Bancorp OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

URSB Bancorp's OCF Margin for the fiscal year that ended in . 20 is calculated as

OCF Margin=Cash Flow from Operations (A: . 20 )/Revenue (A: . 20 )
=/
= %

URSB Bancorp's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-0.025/2.664
=-0.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -0.94% mean?
URSB Bancorp (URSB) has a OCF Margin % of -0.94% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on URSB Bancorp and its competitors.
Is URSB Bancorp's OCF Margin % too high?
URSB Bancorp's current OCF Margin % is -0.94%. Overall, URSB Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does URSB Bancorp's OCF Margin % compare to ?
URSB Bancorp's OCF Margin % of -0.94% can be compared against companies in the Banks industry. The industry median OCF Margin % is 30.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.83, based on 1,484 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on URSB Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 30.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. URSB Bancorp's current OCF Margin % is -0.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is URSB Bancorp stock overvalued right now?
URSB Bancorp (URSB) has a current OCF Margin % of -0.94%. The current OCF Margin % is -0.94%. URSB Bancorp's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For URSB Bancorp (URSB), the current OCF Margin % is -0.94% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

URSB Bancorp Business Description

Comparable Companies
Address 11-15 Cooke Avenue, Carteret, NJ, USA, 07008
URSB Bancorp Inc is a bank holding company. Its Products are Checking, Savings, Certificates of Deposit, Retirement Accounts, Personal Lending, Business, Business Lending, and Credit Cards. The group's services are Local Discount Network, BaZing Benefits, ClickSwitch, Discover Debit, E-Statements, Card Hub, Safe Deposit Boxes, Merchant Services, and Remote Deposits.
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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