OSB Group (CHIX:OSBL) Cash per Share: £7.47 (As of Dec. 2025)

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OSB Group PLC CHIX:OSBL

80 GF Score

Price £5.61

GF Value £5.18

Valuation Fairly Valued

1 Warning Sign

View Full Analysis

What is OSB Group Cash per Share?

OSB Group CHIX:OSBL +0.22% 80 Cash per Share is £7.47 as of Dec. 2025. GuruFocus rates CHIX:OSBL with a GF Score™ of 80/100 and a GF Value™ of £5.18 (Fairly Valued). The stock has 1 warning sign investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). OSB Group's Cash per Share for the quarter that ended in Dec. 2025 was £7.47.

OSB Group (CHIX:OSBl) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

OSB Group Cash per Share Related Terms

OSB Group Cash per Share Historical Data

* Premium members only.

The historical data trend for OSB Group's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OSB Group Cash per Share Chart

OSB Group Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Cash per Share

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5.72

6.71

5.96

8.26

7.47

OSB Group Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
Cash per Share	Get a 7-Day Free Trial															5.96	8.66	8.26	7.62	7.47

80GF Score

OSB Group PLC CHIX:OSBL

Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.

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OSB Group Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

OSB Group's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share	=	Balance Sheet Cash And Cash Equivalents	/	Shares Outstanding (EOP)
	=	2656.4	/	355.5
	=	7.47

OSB Group's Cash per Share for the quarter that ended in Dec. 2025 is calculated as:

Cash per Share	=	Balance Sheet Cash And Cash Equivalents	/	Shares Outstanding (EOP)
	=	2656.4	/	355.5
	=	7.47

Frequently Asked Questions Learn more about Cash per Share →

What does a Cash per Share of £7.47 mean?

OSB Group (CHIX:OSBL) has a Cash per Share of £7.47 as of Dec. 2025. Cash per share is the per-share value of a company's available cash. View historical data for OSB Group and its competitors.

Is OSB Group's Cash per Share too high?

OSB Group's current Cash per Share is £7.47. Overall, OSB Group has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does OSB Group's Cash per Share compare to RKT and FNMA?

OSB Group's Cash per Share of £7.47 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Cash per Share for a Banks company?

A good Cash per Share depends on the Banks industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Cash per Share mean?

A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for OSB Group and its competitors. OSB Group's current Cash per Share is £7.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is OSB Group stock overvalued right now?

Based on GuruFocus' analysis, OSB Group (CHIX:OSBL) is currently considered Fairly Valued. The stock's GF Value™ is £5.18, compared to a current price of £5.61 — trading 8.2% above its estimated fair value. The current Cash per Share is £7.47. OSB Group's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Cash per Share calculated?

Cash per Share is calculated from a company's financial statements. For OSB Group (CHIX:OSBL), the current Cash per Share is £7.47 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OSB Group (CHIX:OSBL) Overvalued in 2026?

Based on GuruFocus' analysis, OSB Group stock appears to be overvalued. The current stock price of £5.61 is trading 8.2% above its estimated GF Value™ of £5.18. GuruFocus considers OSB Group to be Fairly Valued.

Key valuation signals for CHIX:OSBL:

Cash per Share: £7.47
GF Value™: £5.18 vs. price of £5.61 (8.2% above fair value)
GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the CHIX:OSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OSB Group Business Description

Industry Financial Services Banks

Comparable Companies LSE:PAG LSE:MAB1 LSE:LINV RKT FNMA NSE:BAJAJHFL PFSI FMCC NSE:LICHSGFIN NSE:PNBHOUSING NSE:AADHARHFC BOM:535789 WD BOM:543335 BOM:543259 BOM:541988 BOM:511196 BOM:544044 UWMC TSX:MKP

Other Exchanges OSBGF:USA OSB:UK 2UK:Germany

Address Quayside, OSB House, Chatham Maritime, Chatham, GBR, ME4 4QZ

Website https://www.osb.co.uk

OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.

80GF Score

Get the complete analysis for CHIX:OSBL

Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.61

Price

£5.18

GF Value

View CHIX:OSBL Analysis

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