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OSB Group's EPS (Basic) for the
six
months ended in Dec. 2025 was £0.38.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.76.
OSB Group's EPS without NRI for the
six
months ended in Dec. 2025 was £0.37.
Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was £0.74.
During the past 12 months, OSB Group's average EPS without NRIGrowth Rate was -2.80% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -6.40% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 6.30% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 7.70% per year.
During the past 13 years, OSB Group's highest 3-Year average EPS without NRI Growth Rate was 58.60% per year. The lowest was -6.40% per year. And the median was 10.80% per year.
OSB Group (CHIX:OSBl) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
OSB Group Earnings per Share (Diluted) Related Terms
OSB Group Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for OSB Group's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:OSBL vs RKT, FNMA, PFSI: Earnings per Share (Diluted) Comparison
For the Mortgage Finance subindustry, OSB Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OSB Group PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, OSB Group's PE Ratio distribution charts can be found below:
* The bar in red indicates where OSB Group's PE Ratio falls into.
OSB Group Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
OSB Group's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £0.74
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of £0.74 mean?
OSB Group (CHIX:OSBL) has a Earnings per Share (Diluted) of £0.74 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on OSB Group and its competitors. According to the industry distribution chart, OSB Group ranks #1171 out of 1413 companies in the Banks industry, placing it in the top 82.9%.
Is OSB Group's Earnings per Share (Diluted) too high?
OSB Group's current Earnings per Share (Diluted) is £0.74. Based on the distribution chart, OSB Group ranks #1171 out of 1413 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, OSB Group has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's Earnings per Share (Diluted) compare to RKT and FNMA?
According to the Banks industry distribution chart, OSB Group ranks #1171 out of 1413 companies for Earnings per Share (Diluted). This places OSB Group in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on OSB Group and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OSB Group's current Earnings per Share (Diluted) is £0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (CHIX:OSBL) is currently considered Fairly Valued. The stock's GF Value™ is £5.19, compared to a current price of £5.56 — trading 7.1% above its estimated fair value. The current Earnings per Share (Diluted) is £0.74. OSB Group's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For OSB Group (CHIX:OSBL), the current Earnings per Share (Diluted) is £0.74 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OSB Group (CHIX:OSBL) Overvalued in 2026?
Based on GuruFocus' analysis, OSB Group stock appears to be overvalued.
The current stock price of £5.56 is trading 7.1% above its estimated GF Value™ of £5.19.
GuruFocus considers OSB Group to be Fairly Valued.
Key valuation signals for CHIX:OSBL:
Earnings per Share (Diluted): £0.74
GF Value™: £5.19 vs. price of £5.56 (7.1% above fair value)
No single metric tells the full story. See the CHIX:OSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
80GF Score
Get the complete analysis for CHIX:OSBL
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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