OSB Group (CHIX:OSBL) Selling, General, & Admin. Expense: £105.6 Mil (TTM As of Dec. 2025)


CHIX:OSBL OSB Group PLC CHIX:OSBL
80 GF Score
Price £5.46
GF Value £5.17
Valuation Fairly Valued
! 1 Warning Sign
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What is OSB Group Selling, General, & Admin. Expense?

OSB Group CHIX:OSBL +1.30% 80 Selling, General, & Admin. Expense is £105.6 Mil as of Dec. 2025. GuruFocus rates CHIX:OSBL with a GF Score™ of 80/100 and a GF Value™ of £5.17 (Fairly Valued). The stock has 1 warning sign investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. OSB Group's selling, general, & admin. expense for the six months ended in Dec. 2025 was £52.9 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was £105.6 Mil.


OSB Group  (CHIX:OSBl) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


OSB Group Selling, General, & Admin. Expense Related Terms


OSB Group Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for OSB Group's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OSB Group Selling, General, & Admin. Expense Chart

OSB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.90 90.00 100.50 102.90 105.60

OSB Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 53.90 51.00 51.90 52.70 52.90

CHIX:OSBL vs RKT, FNMA, PFSI: Selling, General, & Admin. Expense Comparison

For the Mortgage Finance subindustry, OSB Group's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OSB Group Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, OSB Group's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where OSB Group's Selling, General, & Admin. Expense falls into.


CHIX:OSBL
80GF Score
OSB Group PLC CHIX:OSBL
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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OSB Group Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £105.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of £105.6 Mil mean?
OSB Group (CHIX:OSBL) has a Selling, General, & Admin. Expense of £105.6 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on OSB Group and its competitors.
Is OSB Group's Selling, General, & Admin. Expense too high?
OSB Group's current Selling, General, & Admin. Expense is £105.6 Mil. Overall, OSB Group has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's Selling, General, & Admin. Expense compare to RKT and FNMA?
OSB Group's Selling, General, & Admin. Expense of £105.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on OSB Group and its competitors. OSB Group's current Selling, General, & Admin. Expense is £105.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (CHIX:OSBL) is currently considered Fairly Valued. The stock's GF Value™ is £5.17, compared to a current price of £5.46 — trading 5.6% above its estimated fair value. The current Selling, General, & Admin. Expense is £105.6 Mil. OSB Group's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For OSB Group (CHIX:OSBL), the current Selling, General, & Admin. Expense is £105.6 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OSB Group (CHIX:OSBL) Overvalued in 2026?

Based on GuruFocus' analysis, OSB Group stock appears to be overvalued. The current stock price of £5.46 is trading 5.6% above its estimated GF Value™ of £5.17. GuruFocus considers OSB Group to be Fairly Valued.

Key valuation signals for CHIX:OSBL:

  • Selling, General, & Admin. Expense: £105.6 Mil
  • GF Value™: £5.17 vs. price of £5.46 (5.6% above fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the CHIX:OSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OSB Group Business Description

Other Exchanges OSBGF:USAOSB:UK2UK:Germany
Address Quayside, OSB House, Chatham Maritime, Chatham, GBR, ME4 4QZ
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
80GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.46
Price
£5.17
GF Value