OSB Group (CHIX:OSBL) YoY EPS Growth: 2.74% (As of Jun. 2026)

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CHIX:OSBL OSB Group PLC CHIX:OSBL
73 GF Score
Price £5.15
GF Value £5.14
Valuation Fairly Valued
! 1 Warning Sign
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What is OSB Group YoY EPS Growth?

OSB Group CHIX:OSBL +0.79% 73 YoY EPS Growth is 2.74% as of Jun. 2026. GuruFocus rates CHIX:OSBL with a GF Score™ of 73/100 and a GF Value™ of £5.14 (Fairly Valued). The stock has 1 warning sign investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. OSB Group's YoY EPS Growth for the quarter that ended in Jun. 2026 was 2.74%.

OSB Group's Earnings per Share (Diluted) for the six months ended in Jun. 2026 was £0.38.

OSB Group YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for OSB Group's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OSB Group YoY EPS Growth Chart

OSB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 77.36 19.41 -27.62 16.46 -2.77

OSB Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 244.44 -38.36 -15.90 14.86 2.74
CHIX:OSBL
73GF Score
OSB Group PLC CHIX:OSBL
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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OSB Group YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

OSB Group's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.736-0.757)/ | 0.757 |
=-2.77 %

OSB Group's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.375-0.365)/ | 0.365 |
=2.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 2.74% mean?
OSB Group (CHIX:OSBL) has a YoY EPS Growth of 2.74% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for OSB Group and its competitors.
Is OSB Group's YoY EPS Growth too high?
OSB Group's current YoY EPS Growth is 2.74%. Overall, OSB Group has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's YoY EPS Growth compare to RKT and FNMA?
OSB Group's YoY EPS Growth of 2.74% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for OSB Group and its competitors. OSB Group's current YoY EPS Growth is 2.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (CHIX:OSBL) is currently considered Fairly Valued. The stock's GF Value™ is £5.14, compared to a current price of £5.15 — trading 0.2% above its estimated fair value. The current YoY EPS Growth is 2.74%. OSB Group's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For OSB Group (CHIX:OSBL), the current YoY EPS Growth is 2.74% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OSB Group (CHIX:OSBL) Overvalued in 2026?

Based on GuruFocus' analysis, OSB Group stock appears to be overvalued. The current stock price of £5.15 is trading 0.2% above its estimated GF Value™ of £5.14. GuruFocus considers OSB Group to be Fairly Valued.

Key valuation signals for CHIX:OSBL:

  • YoY EPS Growth: 2.74%
  • GF Value™: £5.14 vs. price of £5.15 (0.2% above fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the CHIX:OSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OSB Group Business Description

Other Exchanges OSBGF:USAOSB:UK2UK:Germany
Address Quayside, OSB House, Chatham Maritime, Chatham, GBR, ME4 4QZ
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
73GF Score

Get the complete analysis for CHIX:OSBL

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.15
Price
£5.14
GF Value