OSB Group (CHIX:OSBL) Total Noninterest Expense: £285.5 Mil (As of Dec. 2025)

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CHIX:OSBL OSB Group PLC CHIX:OSBL
80 GF Score
Price £5.48
GF Value £5.18
Valuation Fairly Valued
! 1 Warning Sign
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What is OSB Group Total Noninterest Expense?

OSB Group CHIX:OSBL +0.74% 80 Total Noninterest Expense is £285.5 Mil as of Dec. 2025. GuruFocus rates CHIX:OSBL with a GF Score™ of 80/100 and a GF Value™ of £5.18 (Fairly Valued). The stock has 1 warning sign investors should review.

OSB Group's Total Noninterest Expense for the six months ended in Dec. 2025 was £152.0 Mil. OSB Group's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was £285.5 Mil.

OSB Group Total Noninterest Expense Related Terms

OSB Group Total Noninterest Expense Historical Data

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The historical data trend for OSB Group's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OSB Group Total Noninterest Expense Chart

OSB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 153.50 233.70 277.40 246.80 285.50

OSB Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 127.10 119.30 127.50 133.50 152.00
CHIX:OSBL
80GF Score
OSB Group PLC CHIX:OSBL
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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OSB Group Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £285.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of £285.5 Mil mean?
OSB Group (CHIX:OSBL) has a Total Noninterest Expense of £285.5 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on OSB Group and its competitors.
Is OSB Group's Total Noninterest Expense too high?
OSB Group's current Total Noninterest Expense is £285.5 Mil. Overall, OSB Group has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's Total Noninterest Expense compare to RKT and FNMA?
OSB Group's Total Noninterest Expense of £285.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on OSB Group and its competitors. OSB Group's current Total Noninterest Expense is £285.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (CHIX:OSBL) is currently considered Fairly Valued. The stock's GF Value™ is £5.18, compared to a current price of £5.48 — trading 5.7% above its estimated fair value. The current Total Noninterest Expense is £285.5 Mil. OSB Group's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For OSB Group (CHIX:OSBL), the current Total Noninterest Expense is £285.5 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OSB Group (CHIX:OSBL) Overvalued in 2026?

Based on GuruFocus' analysis, OSB Group stock appears to be overvalued. The current stock price of £5.48 is trading 5.7% above its estimated GF Value™ of £5.18. GuruFocus considers OSB Group to be Fairly Valued.

Key valuation signals for CHIX:OSBL:

  • Total Noninterest Expense: £285.5 Mil
  • GF Value™: £5.18 vs. price of £5.48 (5.7% above fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the CHIX:OSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OSB Group Business Description

Other Exchanges OSBGF:USAOSB:UK2UK:Germany
Address Quayside, OSB House, Chatham Maritime, Chatham, GBR, ME4 4QZ
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
80GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.48
Price
£5.18
GF Value