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What is Abirami Financial Services (India) Cash Ratio?
Abirami Financial Services (India)BOM:511756 -5.67%31 Cash Ratio is 35.41 as of Jun. 2026, which is 4% below its 10-year median of 37.00. GuruFocus rates BOM:511756 with a GF Score™ of 31/100. The stock has 2 warning signs investors should review. Among 403 Credit Services companies, Abirami Financial Services (India) ranks better than 94.04% on this metric.
Abirami Financial Services (India) has a Cash Ratio of 35.41. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
Abirami Financial Services (India) (BOM:511756) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Abirami Financial Services (India) Cash Ratio Related Terms
Abirami Financial Services (India) Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abirami Financial Services (India) Cash Ratio Chart
For the Credit Services subindustry, Abirami Financial Services (India)'s Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abirami Financial Services (India) Cash Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Abirami Financial Services (India)'s Cash Ratio distribution charts can be found below:
* The bar in red indicates where Abirami Financial Services (India)'s Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abirami Financial Services (India) (BOM:511756) has a Cash Ratio of 35.41 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Abirami Financial Services (India) and its competitors. This is near median its historical median of 37.00. Over the past decade, Abirami Financial Services (India)'s Cash Ratio has ranged from 4.31 to 91.57. According to the industry distribution chart, Abirami Financial Services (India) ranks #24 out of 403 companies in the Credit Services industry, placing it in the top 6%.
Is Abirami Financial Services (India)'s Cash Ratio too high?
Abirami Financial Services (India)'s current Cash Ratio of 35.41 is near median its 10-year median of 37.00. Over the past 10 years, this metric has ranged from a low of 4.31 to a high of 91.57. The Credit Services industry median Cash Ratio is 0.49. Abirami Financial Services (India)'s value of 35.41 is 7126.5% above this industry median. Based on the distribution chart, Abirami Financial Services (India) ranks #24 out of 403 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Abirami Financial Services (India) has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Abirami Financial Services (India)'s Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Abirami Financial Services (India) ranks #24 out of 403 companies for Cash Ratio. This places Abirami Financial Services (India) in the top 6% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.49. Abirami Financial Services (India)'s value of 35.41 is 7126.5% above this benchmark. Historically, Abirami Financial Services (India)'s own Cash Ratio has ranged from 4.31 to 91.57 over the past decade. While the company's 10-year median is 37.00 vs. the industry median of 0.49, Abirami Financial Services (India) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.49, based on 403 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abirami Financial Services (India)'s current Cash Ratio of 35.41 is 7126.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Abirami Financial Services (India) and its competitors. For the Credit Services industry, the median Cash Ratio is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abirami Financial Services (India)'s current Cash Ratio is 35.41, which is near median its own 10-year median of 37.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abirami Financial Services (India) stock overvalued right now?
Abirami Financial Services (India) (BOM:511756) has a current Cash Ratio of 35.41. The current Cash Ratio is 35.41, which is near median its 10-year median of 37.00 and 7126.5% above the Credit Services industry median of 0.49. Abirami Financial Services (India)'s overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Abirami Financial Services (India) (BOM:511756), the current Cash Ratio is 35.41 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Abirami Financial Services (India) Ltd is a non-banking financial company. Its business includes hiring purchase, leasing, and lending money against securities, movable and immovable properties.
31GF Score
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