What is Abirami Financial Services (India) Current Ratio?
Abirami Financial Services (India)BOM:511756 +4.88%28 Current Ratio is 38.99 as of Mar. 2026, which is 8% below its 10-year median of 42.31. GuruFocus rates BOM:511756 with a GF Score™ of 28/100. The stock has 2 warning signs investors should review. Among 394 Credit Services companies, Abirami Financial Services (India) ranks better than 69.29% on this metric.
Abirami Financial Services (India) has a current ratio of 38.99. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
BOM:511756'
s Current Ratio Range Over the Past 10 Years
Min: 6.31 Med: 42.31 Max: 78.26
Current: 38.99
During the past 13 years, Abirami Financial Services (India)'s highest Current Ratio was 78.26. The lowest was 6.31. And the median was 42.31.
BOM:511756's Current Ratio is ranked better than 69.29% of 394
companies
in the Credit Services industry
Industry Median: 4.985
vs BOM:511756: 38.99
Abirami Financial Services (India) (BOM:511756) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Abirami Financial Services (India) Current Ratio Related Terms
Abirami Financial Services (India) Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abirami Financial Services (India) Current Ratio Chart
BOM:511756 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Abirami Financial Services (India)'s Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abirami Financial Services (India) Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Abirami Financial Services (India)'s Current Ratio distribution charts can be found below:
* The bar in red indicates where Abirami Financial Services (India)'s Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abirami Financial Services (India) (BOM:511756) has a Current Ratio of 38.99 as of Mar. 2026. This is near median its historical median of 42.31. Over the past decade, Abirami Financial Services (India)'s Current Ratio has ranged from 6.31 to 78.26. According to the industry distribution chart, Abirami Financial Services (India) ranks #121 out of 394 companies in the Credit Services industry, placing it in the top 30.7%.
Is Abirami Financial Services (India)'s Current Ratio too high?
Abirami Financial Services (India)'s current Current Ratio of 38.99 is near median its 10-year median of 42.31. Over the past 10 years, this metric has ranged from a low of 6.31 to a high of 78.26. The Credit Services industry median Current Ratio is 4.99. Abirami Financial Services (India)'s value of 38.99 is 682.1% above this industry median. Based on the distribution chart, Abirami Financial Services (India) ranks #121 out of 394 companies in the Credit Services industry, which is above the industry midpoint. Overall, Abirami Financial Services (India) has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Abirami Financial Services (India)'s Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Abirami Financial Services (India) ranks #121 out of 394 companies for Current Ratio. This puts Abirami Financial Services (India) in the upper half of its industry. The industry median Current Ratio is 4.99. Abirami Financial Services (India)'s value of 38.99 is 682.1% above this benchmark. Historically, Abirami Financial Services (India)'s own Current Ratio has ranged from 6.31 to 78.26 over the past decade. While the company's 10-year median is 42.31 vs. the industry median of 4.99, Abirami Financial Services (India) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.99, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abirami Financial Services (India)'s current Current Ratio of 38.99 is 682.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abirami Financial Services (India)'s current Current Ratio is 38.99, which is near median its own 10-year median of 42.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abirami Financial Services (India) stock overvalued right now?
Abirami Financial Services (India) (BOM:511756) has a current Current Ratio of 38.99. The current Current Ratio is 38.99, which is near median its 10-year median of 42.31 and 682.1% above the Credit Services industry median of 4.99. Abirami Financial Services (India)'s overall GF Score™ is 28/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Abirami Financial Services (India) (BOM:511756), the current Current Ratio is 38.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Abirami Financial Services (India) Business Description
Abirami Financial Services (India) Ltd is a non-banking financial company. Its business includes hiring purchase, leasing, and lending money against securities, movable and immovable properties.
28GF Score
Get the complete analysis for BOM:511756
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:511756 has been successfully added to your 
