Abirami Financial Services (India) (BOM:511756) 3-Year ROIIC % : -8.06% (As of Mar. 2026)

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BOM:511756 Abirami Financial Services (India) Ltd BOM:511756
28 GF Score
Price ₹31.50
! 2 Warning Signs
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What is Abirami Financial Services (India) 3-Year ROIIC %?

Abirami Financial Services (India) BOM:511756 28 3-Year ROIIC % is -8.06 as of Mar. 2026. GuruFocus rates BOM:511756 with a GF Score™ of 28/100. The stock has 2 warning signs investors should review. Among 394 Credit Services companies, Abirami Financial Services (India) ranks worse than 81.98% on this metric.

3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year. Abirami Financial Services (India)'s 3-Year ROIIC % for the quarter that ended in Mar. 2026 was -8.06%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

The industry rank for Abirami Financial Services (India)'s 3-Year ROIIC % or its related term are showing as below:

BOM:511756's 3-Year ROIIC % is ranked worse than
81.98% of 394 companies
in the Credit Services industry
Industry Median: 2.805 vs BOM:511756: -8.06

Abirami Financial Services (India)  (BOM:511756) 3-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.


Abirami Financial Services (India) 3-Year ROIIC % Related Terms


Abirami Financial Services (India) 3-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for Abirami Financial Services (India)'s 3-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abirami Financial Services (India) 3-Year ROIIC % Chart

Abirami Financial Services (India) Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
3-Year ROIIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.82 -17.71 28.44 -15.37 -8.06

Abirami Financial Services (India) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year ROIIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -15.37 0.00 0.00 0.00 -8.06

BOM:511756 vs V, MA, AXP: 3-Year ROIIC % Comparison

For the Credit Services subindustry, Abirami Financial Services (India)'s 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abirami Financial Services (India) 3-Year ROIIC % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Abirami Financial Services (India)'s 3-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where Abirami Financial Services (India)'s 3-Year ROIIC % falls into.


BOM:511756
28GF Score
Abirami Financial Services (India) Ltd BOM:511756
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Abirami Financial Services (India) 3-Year ROIIC % Calculation

Abirami Financial Services (India)'s 3-Year ROIIC % for the quarter that ended in Mar. 2026 is calculated as:

3-Year ROIIC %=3-Year Incremental Net Operating Profit After Taxes (NOPAT)**/3-Year Incremental Invested Capital**
=( -5.0325519 (Mar. 2026) - -9.5349652 (Mar. 2023) )/( 14.703 (Mar. 2026) - 70.593 (Mar. 2023) )
=4.5024133/-55.89
=-8.06%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 3-Year ROIIC % →
What does a 3-Year ROIIC % of -8.06 mean?
Abirami Financial Services (India) (BOM:511756) has a 3-Year ROIIC % of -8.06 as of Mar. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Abirami Financial Services (India) and its competitors. According to the industry distribution chart, Abirami Financial Services (India) ranks #323 out of 394 companies in the Credit Services industry, placing it in the top 82%.
Is Abirami Financial Services (India)'s 3-Year ROIIC % too high?
Abirami Financial Services (India)'s current 3-Year ROIIC % is -8.06. Based on the distribution chart, Abirami Financial Services (India) ranks #323 out of 394 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Abirami Financial Services (India) has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Abirami Financial Services (India)'s 3-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Abirami Financial Services (India) ranks #323 out of 394 companies for 3-Year ROIIC %. This places Abirami Financial Services (India) in the lower half of its industry. The industry median 3-Year ROIIC % is 2.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Credit Services company?
The median 3-Year ROIIC % among Credit Services companies is 2.81, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Abirami Financial Services (India) and its competitors. For the Credit Services industry, the median 3-Year ROIIC % is 2.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abirami Financial Services (India)'s current 3-Year ROIIC % is -8.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abirami Financial Services (India) stock overvalued right now?
Abirami Financial Services (India) (BOM:511756) has a current 3-Year ROIIC % of -8.06. The current 3-Year ROIIC % is -8.06. Abirami Financial Services (India)'s overall GF Score™ is 28/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Abirami Financial Services (India) (BOM:511756), the current 3-Year ROIIC % is -8.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Abirami Financial Services (India) Business Description

Address 2nd STREET, New No. 2 (Old No. 11), Parthasarathypuram, T. Nagar, Chennai, TN, IND, 600 017
Abirami Financial Services (India) Ltd is a non-banking financial company. Its business includes hiring purchase, leasing, and lending money against securities, movable and immovable properties.
28GF Score

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3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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