Abirami Financial Services (India) (BOM:511756) Cyclically Adjusted PB Ratio: 1.14 (As of Aug. 08, 2026)

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BOM:511756 Abirami Financial Services (India) Ltd BOM:511756
28 GF Score
Price ₹31.88
! 2 Warning Signs
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What is Abirami Financial Services (India) Cyclically Adjusted PB Ratio?

Abirami Financial Services (India) BOM:511756 -4.98% 28 Cyclically Adjusted PB Ratio is 1.14 as of Aug. 08, 2026. GuruFocus rates BOM:511756 with a GF Score™ of 28/100. The stock has 2 warning signs investors should review. Among 382 Credit Services companies, Abirami Financial Services (India) ranks worse than 56.02% on this metric.

As of today (2026-08-08), Abirami Financial Services (India)'s current share price is ₹31.88. Abirami Financial Services (India)'s Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ₹28.02. Abirami Financial Services (India)'s Cyclically Adjusted PB Ratio for today is 1.14.

The historical rank and industry rank for Abirami Financial Services (India)'s Cyclically Adjusted PB Ratio or its related term are showing as below:

BOM:511756' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0   Med: 0   Max: 1.08
Current: 1.08

During the past years, Abirami Financial Services (India)'s highest Cyclically Adjusted PB Ratio was 1.08. The lowest was 0.00. And the median was 0.00.

BOM:511756's Cyclically Adjusted PB Ratio is ranked worse than
56.02% of 382 companies
in the Credit Services industry
Industry Median: 0.935 vs BOM:511756: 1.08

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Abirami Financial Services (India)'s adjusted book value per share data for the three months ended in Jun. 2026 was ₹36.371. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹28.02 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Abirami Financial Services (India)  (BOM:511756) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Abirami Financial Services (India) Cyclically Adjusted PB Ratio Related Terms


Abirami Financial Services (India) Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Abirami Financial Services (India)'s Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abirami Financial Services (India) Cyclically Adjusted PB Ratio Chart

Abirami Financial Services (India) Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.97 1.72 1.90 1.09

Abirami Financial Services (India) Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.82 1.69 1.41 1.09 1.14

BOM:511756 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Abirami Financial Services (India)'s Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abirami Financial Services (India) Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Abirami Financial Services (India)'s Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Abirami Financial Services (India)'s Cyclically Adjusted PB Ratio falls into.


BOM:511756
28GF Score
Abirami Financial Services (India) Ltd BOM:511756
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Abirami Financial Services (India) Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Abirami Financial Services (India)'s Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=31.88/28.02
=1.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abirami Financial Services (India)'s Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Abirami Financial Services (India)'s adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=36.371/166.1454*166.1454
=36.371

Current CPI (Jun. 2026) = 166.1454.

Abirami Financial Services (India) Quarterly Data

Book Value per Share CPI Adj_Book
201609 0.000 105.961 0.000
201612 0.000 105.196 0.000
201703 13.854 105.196 21.881
201706 0.000 107.109 0.000
201709 13.383 109.021 20.395
201712 13.476 109.404 20.465
201803 13.463 109.786 20.374
201806 13.489 111.317 20.133
201809 13.126 115.142 18.940
201812 13.116 115.142 18.926
201903 13.135 118.202 18.463
201906 13.212 120.880 18.159
201909 13.209 123.175 17.817
201912 13.224 126.235 17.405
202003 13.415 124.705 17.873
202006 13.394 127.000 17.522
202009 13.388 130.118 17.095
202012 13.308 130.889 16.893
202103 13.216 131.771 16.664
202106 13.186 134.084 16.339
202109 12.960 135.847 15.851
202112 12.936 138.161 15.556
202203 12.905 138.822 15.445
202206 36.847 142.347 43.007
202209 36.712 144.661 42.164
202212 37.169 145.763 42.366
202303 37.230 146.865 42.118
202306 37.793 150.280 41.783
202309 36.011 151.492 39.494
202312 37.703 152.924 40.963
202403 38.169 153.035 41.439
202406 38.582 155.789 41.147
202409 36.342 157.882 38.244
202412 36.625 158.323 38.435
202503 36.741 157.552 38.745
202506 36.967 159.755 38.446
202509 35.739 162.289 36.588
202512 35.944 163.281 36.575
202603 36.190 164.272 36.603
202606 36.371 166.145 36.371

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.14 mean?
Abirami Financial Services (India) (BOM:511756) has a Cyclically Adjusted PB Ratio of 1.14 as of Aug. 08, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Abirami Financial Services (India) and its competitors. According to the industry distribution chart, Abirami Financial Services (India) ranks #214 out of 382 companies in the Credit Services industry, placing it in the top 56%.
Is Abirami Financial Services (India)'s Cyclically Adjusted PB Ratio too high?
Abirami Financial Services (India)'s current Cyclically Adjusted PB Ratio is 1.14. The Credit Services industry median Cyclically Adjusted PB Ratio is 0.94. Abirami Financial Services (India)'s value of 1.14 is 21.9% above this industry median. Based on the distribution chart, Abirami Financial Services (India) ranks #214 out of 382 companies in the Credit Services industry, which is below the industry midpoint. Overall, Abirami Financial Services (India) has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Abirami Financial Services (India)'s Cyclically Adjusted PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Abirami Financial Services (India) ranks #214 out of 382 companies for Cyclically Adjusted PB Ratio. This places Abirami Financial Services (India) in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.94. Abirami Financial Services (India)'s value of 1.14 is 21.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Credit Services company?
The median Cyclically Adjusted PB Ratio among Credit Services companies is 0.94, based on 382 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abirami Financial Services (India)'s current Cyclically Adjusted PB Ratio of 1.14 is 21.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Abirami Financial Services (India) and its competitors. For the Credit Services industry, the median Cyclically Adjusted PB Ratio is 0.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abirami Financial Services (India)'s current Cyclically Adjusted PB Ratio is 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abirami Financial Services (India) stock overvalued right now?
Abirami Financial Services (India) (BOM:511756) has a current Cyclically Adjusted PB Ratio of 1.14. The current Cyclically Adjusted PB Ratio is 1.14 and 21.9% above the Credit Services industry median of 0.94. Abirami Financial Services (India)'s overall GF Score™ is 28/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Abirami Financial Services (India) (BOM:511756), the current Cyclically Adjusted PB Ratio is 1.14 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Abirami Financial Services (India) Business Description

Address 2nd STREET, New No. 2 (Old No. 11), Parthasarathypuram, T. Nagar, Chennai, TN, IND, 600 017
Abirami Financial Services (India) Ltd is a non-banking financial company. Its business includes hiring purchase, leasing, and lending money against securities, movable and immovable properties.
28GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹31.88
Price