Abirami Financial Services (India) (BOM:511756) ROC %: -36.53% (As of Mar. 2026)


BOM:511756 Abirami Financial Services (India) Ltd BOM:511756
24 GF Score
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What is Abirami Financial Services (India) ROC %?

Abirami Financial Services (India) BOM:511756 24 ROC % is -36.53% as of Mar. 2026. GuruFocus rates BOM:511756 with a GF Score™ of 24/100. The stock has 2 warning signs investors should review.

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Abirami Financial Services (India)'s annualized return on capital (ROC %) for the quarter that ended in Mar. 2026 was -36.53%.

As of today (2026-06-27), Abirami Financial Services (India)'s WACC % is 11.44%. Abirami Financial Services (India)'s ROC % is -29.11% (calculated using TTM income statement data). Abirami Financial Services (India) earns returns that do not match up to its cost of capital. It will destroy value as it grows.

Abirami Financial Services (India)  (BOM:511756) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Abirami Financial Services (India)'s WACC % is 11.44%. Abirami Financial Services (India)'s ROC % is -29.11% (calculated using TTM income statement data). Abirami Financial Services (India) earns returns that do not match up to its cost of capital. It will destroy value as it grows.

Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Abirami Financial Services (India) ROC % Related Terms

Abirami Financial Services (India) ROC % Historical Data

* Premium members only.

The historical data trend for Abirami Financial Services (India)'s ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abirami Financial Services (India) ROC % Chart

Abirami Financial Services (India) Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -21.04 -19.25 -14.94 -22.90 -30.30

Abirami Financial Services (India) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -24.24 -21.96 -25.77 -33.50 -36.53
BOM:511756
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Abirami Financial Services (India) Ltd BOM:511756
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Abirami Financial Services (India) ROC % Calculation

Abirami Financial Services (India)'s annualized Return on Capital (ROC %) for the fiscal year that ended in Mar. 2026 is calculated as:

ROC % (A: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Mar. 2025 ) + Invested Capital (A: Mar. 2026 ))/ count )
=-6.607 * ( 1 - 23.83% )/( (18.511 + 14.703)/ 2 )
=-5.0325519/16.607
=-30.30 %

where

Invested Capital(A: Mar. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=202.798 - 2.393 - ( 181.894 - max(0, 4.393 - 191.987+181.894))
=18.511

Invested Capital(A: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=200.31 - 0 - ( 185.846 - max(0, 4.886 - 190.493+185.846))
=14.703

Abirami Financial Services (India)'s annualized Return on Capital (ROC %) for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=-6.4 * ( 1 - 10.86% )/( (16.533 + 14.703)/ 2 )
=-5.70496/15.618
=-36.53 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=200.344 - 0 - ( 183.811 - max(0, 6.249 - 190.781+183.811))
=16.533

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=200.31 - 0 - ( 185.846 - max(0, 4.886 - 190.493+185.846))
=14.703

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of -36.53% mean?
Abirami Financial Services (India) (BOM:511756) has a ROC % of -36.53% as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Abirami Financial Services (India) and its competitors.
Is Abirami Financial Services (India)'s ROC % too high?
Abirami Financial Services (India)'s current ROC % is -36.53%. Overall, Abirami Financial Services (India) has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Abirami Financial Services (India)'s ROC % compare to V and MA?
Abirami Financial Services (India)'s ROC % of -36.53% can be compared against companies in the Credit Services industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 1.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Abirami Financial Services (India) and its competitors. For the Credit Services industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abirami Financial Services (India)'s current ROC % is -36.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abirami Financial Services (India) stock overvalued right now?
Abirami Financial Services (India) (BOM:511756) has a current ROC % of -36.53%. The current ROC % is -36.53%. Abirami Financial Services (India)'s overall GF Score™ is 24/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Abirami Financial Services (India) (BOM:511756), the current ROC % is -36.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Abirami Financial Services (India) Business Description

Address 2nd STREET, New No. 2 (Old No. 11), Parthasarathypuram, T. Nagar, Chennai, TN, IND, 600 017
Abirami Financial Services (India) Ltd is a non-banking financial company. Its business includes hiring purchase, leasing, and lending money against securities, movable and immovable properties.
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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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