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BOM:511756's PB Ratio is ranked better than 59.7% of 526
companies
in the Credit Services industry
Industry Median: 1.07
vs BOM:511756: 0.87
During the past 12 months, Abirami Financial Services (India)'s average Book Value Per Share Growth Rate was -1.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -0.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 26.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 13.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Abirami Financial Services (India) was 42.40% per year. The lowest was -2.70% per year. And the median was -0.60% per year.
Back to Basics: PB Ratio
Abirami Financial Services (India) (BOM:511756) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Abirami Financial Services (India) PB Ratio Related Terms
Abirami Financial Services (India) PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Abirami Financial Services (India)'s PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abirami Financial Services (India) PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Abirami Financial Services (India)'s PB Ratio distribution charts can be found below:
* The bar in red indicates where Abirami Financial Services (India)'s PB Ratio falls into.
Abirami Financial Services (India) PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Abirami Financial Services (India) (BOM:511756) has a PB Ratio of 0.87 as of Jul. 23, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Abirami Financial Services (India) and its competitors. According to the industry distribution chart, Abirami Financial Services (India) ranks #212 out of 526 companies in the Credit Services industry, placing it in the top 40.3%.
Is Abirami Financial Services (India)'s PB Ratio too high?
Abirami Financial Services (India)'s current PB Ratio is 0.87. The Credit Services industry median PB Ratio is 1.07. Abirami Financial Services (India)'s value of 0.87 is 18.7% below this industry median. Based on the distribution chart, Abirami Financial Services (India) ranks #212 out of 526 companies in the Credit Services industry, which is above the industry midpoint. Overall, Abirami Financial Services (India) has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Abirami Financial Services (India)'s PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Abirami Financial Services (India) ranks #212 out of 526 companies for PB Ratio. This puts Abirami Financial Services (India) in the upper half of its industry. The industry median PB Ratio is 1.07. Abirami Financial Services (India)'s value of 0.87 is 18.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.07, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abirami Financial Services (India)'s current PB Ratio of 0.87 is 18.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Abirami Financial Services (India) and its competitors. For the Credit Services industry, the median PB Ratio is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abirami Financial Services (India)'s current PB Ratio is 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abirami Financial Services (India) stock overvalued right now?
Abirami Financial Services (India) (BOM:511756) has a current PB Ratio of 0.87. The current PB Ratio is 0.87 and 18.7% below the Credit Services industry median of 1.07. Abirami Financial Services (India)'s overall GF Score™ is 24/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Abirami Financial Services (India) (BOM:511756), the current PB Ratio is 0.87 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Abirami Financial Services (India) Business Description
Abirami Financial Services (India) Ltd is a non-banking financial company. Its business includes hiring purchase, leasing, and lending money against securities, movable and immovable properties.
24GF Score
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