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China Art Financial HoldingsCHFHF 48 Cash Ratio is 7.09 as of Dec. 2025, which is 6% below its 10-year median of 7.58. GuruFocus rates CHFHF with a GF Score™ of 48/100 and a GF Value™ of $0.04. The stock has 6 warning signs investors should review. Among 389 Credit Services companies, China Art Financial Holdings ranks better than 82.01% on this metric.
China Art Financial Holdings has a Cash Ratio of 7.09. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for China Art Financial Holdings's Cash Ratio or its related term are showing as below:
CHFHF'
s Cash Ratio Range Over the Past 10 Years
Min: 1.1 Med: 7.58 Max: 53.04
Current: 7.09
During the past 13 years, China Art Financial Holdings's highest Cash Ratio was 53.04. The lowest was 1.10. And the median was 7.58.
CHFHF's Cash Ratio is ranked better than 82.01% of 389
companies
in the Credit Services industry
Industry Median: 0.54
vs CHFHF: 7.09
China Art Financial Holdings (OTCPK:CHFHF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
China Art Financial Holdings Cash Ratio Related Terms
China Art Financial Holdings Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, China Art Financial Holdings's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Art Financial Holdings Cash Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, China Art Financial Holdings's Cash Ratio distribution charts can be found below:
* The bar in red indicates where China Art Financial Holdings's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Art Financial Holdings (CHFHF) has a Cash Ratio of 7.09 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on China Art Financial Holdings and its competitors. This is near median its historical median of 7.58. Over the past decade, China Art Financial Holdings' Cash Ratio has ranged from 1.10 to 53.04. According to the industry distribution chart, China Art Financial Holdings ranks #70 out of 389 companies in the Credit Services industry, placing it in the top 18%.
Is China Art Financial Holdings' Cash Ratio too high?
China Art Financial Holdings' current Cash Ratio of 7.09 is near median its 10-year median of 7.58. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 53.04. The Credit Services industry median Cash Ratio is 0.54. China Art Financial Holdings' value of 7.09 is 1213% above this industry median. Based on the distribution chart, China Art Financial Holdings ranks #70 out of 389 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, China Art Financial Holdings has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does China Art Financial Holdings' Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, China Art Financial Holdings ranks #70 out of 389 companies for Cash Ratio. This places China Art Financial Holdings in the top 18% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.54. China Art Financial Holdings' value of 7.09 is 1213% above this benchmark. Historically, China Art Financial Holdings' own Cash Ratio has ranged from 1.10 to 53.04 over the past decade. While the company's 10-year median is 7.58 vs. the industry median of 0.54, China Art Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.54, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Art Financial Holdings's current Cash Ratio of 7.09 is 1213% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on China Art Financial Holdings and its competitors. For the Credit Services industry, the median Cash Ratio is 0.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Art Financial Holdings's current Cash Ratio is 7.09, which is near median its own 10-year median of 7.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Art Financial Holdings stock overvalued right now?
China Art Financial Holdings (CHFHF) has a current Cash Ratio of 7.09. The stock's GF Value™ is $0.04, compared to a current price of $0.01 — trading 70.8% below its estimated fair value. The current Cash Ratio is 7.09, which is near median its 10-year median of 7.58 and 1213% above the Credit Services industry median of 0.54. China Art Financial Holdings' overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For China Art Financial Holdings (CHFHF), the current Cash Ratio is 7.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Art Financial Holdings (CHFHF) Overvalued in 2026?
Based on GuruFocus' analysis, China Art Financial Holdings stock appears to be undervalued.
The current stock price of $0.01 is trading 70.8% below its estimated GF Value™ of $0.04.
Key valuation signals for CHFHF:
Cash Ratio: 7.09 (near median its 10-year median of 7.58)
GF Value™: $0.04 vs. price of $0.01 (70.8% below fair value)
Industry Position: 1213% above the Credit Services median (#70 of 389)
No single metric tells the full story. See the CHFHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Art Financial Holdings Ltd is an art finance service provider in China. It is engaged in operating art financing channels. The operating business segments of the company are Art and asset pawn business; Art and asset auction business, and Art and asset sales business. It derives maximum revenue from Art and asset sales business. The company auctions products like Zisha artwork, Calligraphies and paintings, Jewel artwork, and others. Geographically, the company has a business presence in China and Hong Kong, of which a majority of the revenue is derived from China. The group's revenue is principally derived from the PRC.
48GF Score
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