China Art Financial HoldingsCHFHF 48 Pretax Margin % is 0.39% as of Dec. 2025, which is 99% below its 10-year median of 77.90. GuruFocus rates CHFHF with a GF Score™ of 48/100 and a GF Value™ of $0.03. The stock has 6 warning signs investors should review. Among 533 Credit Services companies, China Art Financial Holdings ranks worse than 78.42% on this metric.
The historical rank and industry rank for China Art Financial Holdings's Pretax Margin % or its related term are showing as below:
CHFHF'
s Pretax Margin % Range Over the Past 10 Years
Min: 1.15 Med: 77.9 Max: 101.69
Current: 1.15
CHFHF's Pretax Margin % is ranked worse than 78.42% of 533
companies
in the Credit Services industry
Industry Median: 20.02
vs CHFHF: 1.15
China Art Financial Holdings (OTCPK:CHFHF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
China Art Financial Holdings Pretax Margin % Related Terms
China Art Financial Holdings Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Art Financial Holdings Pretax Margin % Chart
For the Credit Services subindustry, China Art Financial Holdings's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Art Financial Holdings Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, China Art Financial Holdings's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where China Art Financial Holdings's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Art Financial Holdings (CHFHF) has a Pretax Margin % of 0.39% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on China Art Financial Holdings and its competitors. This is 99% below median its historical median of 77.90. Over the past decade, China Art Financial Holdings' Pretax Margin % has ranged from 1.15 to 101.69. According to the industry distribution chart, China Art Financial Holdings ranks #418 out of 533 companies in the Credit Services industry, placing it in the top 78.4%.
Is China Art Financial Holdings' Pretax Margin % too high?
China Art Financial Holdings' current Pretax Margin % of 0.39% is 99% below median its 10-year median of 77.90. Over the past 10 years, this metric has ranged from a low of 1.15 to a high of 101.69. The Credit Services industry median Pretax Margin % is 20.02. China Art Financial Holdings' value of 0.39% is 98.1% below this industry median. Based on the distribution chart, China Art Financial Holdings ranks #418 out of 533 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, China Art Financial Holdings has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does China Art Financial Holdings' Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, China Art Financial Holdings ranks #418 out of 533 companies for Pretax Margin %. This places China Art Financial Holdings in the lower half of its industry. The industry median Pretax Margin % is 20.02. China Art Financial Holdings' value of 0.39% is 98.1% below this benchmark. Historically, China Art Financial Holdings' own Pretax Margin % has ranged from 1.15 to 101.69 over the past decade. While the company's 10-year median is 77.90 vs. the industry median of 20.02, China Art Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.02, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Art Financial Holdings's current Pretax Margin % of 0.39% is 98.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on China Art Financial Holdings and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Art Financial Holdings's current Pretax Margin % is 0.39%, which is 99% below median its own 10-year median of 77.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Art Financial Holdings stock overvalued right now?
China Art Financial Holdings (CHFHF) has a current Pretax Margin % of 0.39%. The stock's GF Value™ is $0.03, compared to a current price of $0.01 — trading 61% below its estimated fair value. The current Pretax Margin % is 0.39%, which is 99% below median its 10-year median of 77.90 and 98.1% below the Credit Services industry median of 20.02. China Art Financial Holdings' overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For China Art Financial Holdings (CHFHF), the current Pretax Margin % is 0.39% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Art Financial Holdings (CHFHF) Overvalued in 2026?
Based on GuruFocus' analysis, China Art Financial Holdings stock appears to be undervalued.
The current stock price of $0.01 is trading 61% below its estimated GF Value™ of $0.03.
Key valuation signals for CHFHF:
Pretax Margin %: 0.39% (99% below median its 10-year median of 77.90)
GF Value™: $0.03 vs. price of $0.01 (61% below fair value)
Industry Position: 98.1% below the Credit Services median (#418 of 533)
No single metric tells the full story. See the CHFHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Art Financial Holdings Ltd is an art finance service provider in China. It is engaged in operating art financing channels. The operating business segments of the company are Art and asset pawn business; Art and asset auction business, and Art and asset sales business. It derives maximum revenue from Art and asset sales business. The company auctions products like Zisha artwork, Calligraphies and paintings, Jewel artwork, and others. Geographically, the company has a business presence in China and Hong Kong, of which a majority of the revenue is derived from China. The group's revenue is principally derived from the PRC.
48GF Score
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