China Art Financial HoldingsCHFHF 48 Operating Margin % is 4.98% as of Dec. 2025, which is 94% below its 10-year median of 77.29. GuruFocus rates CHFHF with a GF Score™ of 48/100 and a GF Value™ of $0.03. The stock has 6 warning signs investors should review. Among 412 Credit Services companies, China Art Financial Holdings ranks worse than 66.02% on this metric.
China Art Financial Holdings (OTCPK:CHFHF) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
China Art Financial Holdings Operating Margin % Related Terms
China Art Financial Holdings Operating Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Art Financial Holdings Operating Margin % Chart
CHFHF vs V, MA, AXP: Operating Margin % Comparison
For the Credit Services subindustry, China Art Financial Holdings's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Art Financial Holdings Operating Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, China Art Financial Holdings's Operating Margin % distribution charts can be found below:
* The bar in red indicates where China Art Financial Holdings's Operating Margin % falls into.
China Art Financial Holdings Operating Margin % Calculation
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Art Financial Holdings (CHFHF) has a Operating Margin % of 4.98% as of Dec. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on China Art Financial Holdings and its competitors. This is 94% below median its historical median of 77.29. Over the past decade, China Art Financial Holdings' Operating Margin % has ranged from 5.46 to 86.66. According to the industry distribution chart, China Art Financial Holdings ranks #272 out of 412 companies in the Credit Services industry, placing it in the top 66%.
Is China Art Financial Holdings' Operating Margin % too high?
China Art Financial Holdings' current Operating Margin % of 4.98% is 94% below median its 10-year median of 77.29. Over the past 10 years, this metric has ranged from a low of 5.46 to a high of 86.66. The Credit Services industry median Operating Margin % is 17.33. China Art Financial Holdings' value of 4.98% is 71.3% below this industry median. Based on the distribution chart, China Art Financial Holdings ranks #272 out of 412 companies in the Credit Services industry, which is below the industry midpoint. Overall, China Art Financial Holdings has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does China Art Financial Holdings' Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, China Art Financial Holdings ranks #272 out of 412 companies for Operating Margin %. This places China Art Financial Holdings in the lower half of its industry. The industry median Operating Margin % is 17.33. China Art Financial Holdings' value of 4.98% is 71.3% below this benchmark. Historically, China Art Financial Holdings' own Operating Margin % has ranged from 5.46 to 86.66 over the past decade. While the company's 10-year median is 77.29 vs. the industry median of 17.33, China Art Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.33, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Art Financial Holdings's current Operating Margin % of 4.98% is 71.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on China Art Financial Holdings and its competitors. For the Credit Services industry, the median Operating Margin % is 17.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Art Financial Holdings's current Operating Margin % is 4.98%, which is 94% below median its own 10-year median of 77.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Art Financial Holdings stock overvalued right now?
China Art Financial Holdings (CHFHF) has a current Operating Margin % of 4.98%. The stock's GF Value™ is $0.03, compared to a current price of $0.01 — trading 61% below its estimated fair value. The current Operating Margin % is 4.98%, which is 94% below median its 10-year median of 77.29 and 71.3% below the Credit Services industry median of 17.33. China Art Financial Holdings' overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For China Art Financial Holdings (CHFHF), the current Operating Margin % is 4.98% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Art Financial Holdings (CHFHF) Overvalued in 2026?
Based on GuruFocus' analysis, China Art Financial Holdings stock appears to be undervalued.
The current stock price of $0.01 is trading 61% below its estimated GF Value™ of $0.03.
Key valuation signals for CHFHF:
Operating Margin %: 4.98% (94% below median its 10-year median of 77.29)
GF Value™: $0.03 vs. price of $0.01 (61% below fair value)
Industry Position: 71.3% below the Credit Services median (#272 of 412)
No single metric tells the full story. See the CHFHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Art Financial Holdings Ltd is an art finance service provider in China. It is engaged in operating art financing channels. The operating business segments of the company are Art and asset pawn business; Art and asset auction business, and Art and asset sales business. It derives maximum revenue from Art and asset sales business. The company auctions products like Zisha artwork, Calligraphies and paintings, Jewel artwork, and others. Geographically, the company has a business presence in China and Hong Kong, of which a majority of the revenue is derived from China. The group's revenue is principally derived from the PRC.
48GF Score
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